What is being sold in this notice?

Real property securing the deeds of trust executed by Kathy L. Earp recorded in Watauga County.

Who is conducting the sale?

Substitute trustee John Benjamin “Jak” Reeves is conducting the foreclosure sale.

Why is the property being foreclosed?

Because of default on the indebtedness secured by the recorded deeds of trust and the holder's demand to foreclose.

Foreclosure — Watauga (25SP001164-940)

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Affects:HomeownersCreditorsProperty Buyers

This is a notice of foreclosure sale for real estate securing debts of Kathy L. Earp, initiated by substitute trustee John Benjamin “Jak” Reeves due to default on deeds of trust recorded in Watauga County. The trustee will sell the property to satisfy the indebtedness.

Key Takeaways

Foreclosure sale initiated for property of Kathy L. Earp
Deeds of trust recorded in Watauga County (Book 0724 and BR1345)
Substitute trustee: John Benjamin “Jak” Reeves
Sale arises from default and holder's demand to foreclose

Published: May 20, 2026 · yesterday
Category: Foreclosure
City: Watauga
Case #: 25SP001164-940

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If you don't respond

If no action is taken, the substitute trustee will sell the property at public auction to satisfy the debt; the exact sale date and consequences are set by the trustee and court.

What to do next

1
Contact the substitute trustee
Reach out to John Benjamin “Jak” Reeves or his counsel to obtain the sale date, payoff amount, and redemption options.
2
Review county records
Examine the deeds recorded in Book 0724, Page 617/625 and BR1345, Pages 227/231 at Watauga County Registry for full loan details.
3
Seek legal advice
Consult a North Carolina real estate or foreclosure attorney immediately to discuss possible defenses or loss mitigation.

Frequently asked questions

What is being sold in this notice?: Real property securing the deeds of trust executed by Kathy L. Earp recorded in Watauga County.
Who is conducting the sale?: Substitute trustee John Benjamin “Jak” Reeves is conducting the foreclosure sale.
Why is the property being foreclosed?: Because of default on the indebtedness secured by the recorded deeds of trust and the holder's demand to foreclose.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A document that secures a loan by giving a trustee rights in the property until the loan is repaid.
Substitute Trustee: A person appointed to carry out the foreclosure sale in place of the original trustee.
Default: Failure to meet obligations of the loan, such as missing payments, triggering foreclosure.

Full Notice Text

IN THE GENERAL 
COURT OF JUSTICE
SUPERIOR COURT DIVISION
25SP001164-940

STATE OF NORTH 
CAROLINA
COUNTY OF WATAUGA

IN THE MATTER OF THE SALE OF LANDS OF  KATHY L. EARP

Under Foreclosure by John Benjamin “Jak” Reeves, 
Substitute Trustee

NOTICE OF SALE

Under and by virtue of the power and authority contained in that certain Deed of Trust 
executed and delivered by Kathy L. Earp which appears of record in the Watauga County Public Registry in Book
0724, Page 617, Watauga County Registry, and the Real Estate Deed of Trust executed by Kathy Lynn Earp and recorded on 30 May 2002 in Book 0724, Page 625, and as both modified, respectively, in Book BR1345, Page 227, and Book BR1345, Page 231, and because of default in the 
payment of the indebtedness thereby secured and failure to carry out or perform the 
stipulations and agreements therein contained and pursuant to the demand of the owner and holder of the indebtedness secured by said Deed of Trust, and pursuant to