TRUSTEE'S NOTICE OF SALETS NO.: 26-78097Reference is made to that certain Deed of Trust (hereinafter referred as the Trust Deed) made by THOMAS ORVAL BARNES AND MADELINE BARNES, AS TENANTS BY THE ENTIRETY as Grantor to FIDELITY NATIONAL TITLE INSURANCE COMPANY, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”), as designated nominee for VILLAGE CAPITAL & INVESTMENT LLC, beneficiary of the security instrument, its successors and assigns, as Beneficiary, dated 9/30/2024, recorded 10/22/2024, as Instrument No. 2024-030705, in mortgage records of Lane County, Oregon covering the following described real property situated in said County and State, to-wit:LOT 105, RYAN MEADOWS FIRST ADDITION, AS PLATTED AND RECORDED IN FILE 75, SLIDES 186 THROUGH 188, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON.The street address or other common designation, if any for the real property described above is purported to be:1290 FROGS LEAP LNEUGENE, OREGON 97404The Tax Assessor's Account ID for the Real Property is purported to be: 1539269 / 1704102400700Both the beneficiary and the trustee, ZBS Law, LLP have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.752(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations secured by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee's attorneys.The default for which the foreclosure is made is:The monthly installment of principal and interest which became due on 8/1/2025, late charges, and all subsequent monthly installments of principal and interest. You are responsible to pay all payments and charges due under the terms and conditions of the loan documents which come due subsequent to the date of this notice, including, but not limited to, foreclosure trustee fees and costs, advances and late charges. Furthermore, as a condition to bring your account in good standing, you must provide the undersigned with written proof that you are not in default on any senior encumbrance and provide proof of insurance. Nothing in this notice should be construed as a waiver of any fees owing to the beneficiary under the deed of trust, pursuant to the terms and provisions of the loan documents.The amount required to cure the default in payments to date is calculated as follows:From: 8/1/2025Total of past due payments: $29,901.82Late Charges: $1,345.34Additional charges (Taxes, Insurance, Corporate Advances, Other Fees): $2,849.50Trustee's Fees and Costs: $734.00Total necessary to cure: $34,830.66Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee ZBS Law, LLP, to obtain a “reinstatement' and or “payoff” quote prior to remitting funds.By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $598,328.51Said sale shall be held at the hour of 11:00 AM on 8/7/2026 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.771(7) shall occur at the following designated place:At the front entrance of the Courthouse, 125 East 8th Ave., Eugene, OR 97401Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: NONENotice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee's and attorney's fees not exceeding the amounts provided by ORS 86.778.The mailing address of the trustee is:ZBS Law, LLP5 Centerpointe Dr., Suite 400Lake Oswego, OR 97035(503) 946-6558In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any.Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale.IMPORTANT NOTICE: Starting March 1, 2026, Federal Law may prohibit ZBS Law from issuing a Trustee's Deed Upon Sale in connection with this trustee's sale until information about the winning bidder is reported to the U.S. Treasury's Financial Crimes Enforcement Network. See, 31 CFR § 1031.320 (https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1031/subpart-C/section-1031.320). If this trustee's sale qualifies as a “reportable transfer” under 31 CFR § 1031.320(b), and you, as buyer, qualify as a “transferee entity” under 31 CFR § 1031.320(e)(1) or “transferee trust” under 31 CFR § 1031.320(e)(2), you will be obligated to provide information about the Beneficial Owner(s) of the transferee to ZBS Law or ZBS Law's designated representative. If you qualify as an exempt entity or trust under 31 CFR § 1031.320(n)(10-(11), you may be required to provide evidence of the exemption supported by a declaration under penalty of perjury. If the Trustee's Deed Upon Sale cannot be issued due to a qualified transferee's failure or inability to provide the necessary reporting information, the qualified transferee will be responsible for all fees and costs to re-notice the trustee's sale.Dated: 3/24/2026 ZBS Law, LLPBy:_____________________________________Amber L. Labrecque, Esq., OSB#094593ZBS Law, LLPAuthorized to sign on behalf of the trusteeEPP 47320 Pub Dates 05/12, 05/19, 05/26, 06/02/202612205025
