Foreclosure — Mcminnville
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
This is a trustee's notice of sale for a McMinnville residential property securing a mortgage originally dated November 2, 2022, now held by Data Mortgage, Inc. DBA Essex Mortgage. The notice starts the process to sell the property to satisfy the loan balance.
Key Takeaways
- Trustee sale initiated for property in McMinnville, OR (APN 502144).
- Original deed dated November 2, 2022; assignment recorded July 22, 2025.
- Beneficiary: Data Mortgage, Inc. DBA Essex Mortgage.
- Property: Lot 12, Horizon Heights, includes private commons interest.
- Published
- Category
- Foreclosure
- City
- Mcminnville
Research context
If you don't respond
If no action is taken, the trustee sale will proceed and the property may be sold to satisfy the loan; deadlines and sale date are set in the full notice. Failure to act can result in loss of the home and any rights to redeem before sale.
What to do next
- 1
Locate full sale notice
Obtain the complete trustee's sale notice for sale date, deadlines, and redemption details from Yamhill County Recorder or the trustee (Old Republic National Title Company).
- 2
Contact the beneficiary or trustee
Reach out to Data Mortgage, Inc. DBA Essex Mortgage or Old Republic National Title Company to discuss payoff or loss mitigation before the sale date.
- 3
Seek legal or housing counseling
Consult a foreclosure attorney or HUD-approved housing counselor immediately to explore options before the trustee sale.
Frequently asked questions
- What property is subject to this trustee's sale?
- Lot 12, Horizon Heights in McMinnville, Yamhill County, Oregon (APN 502144), including private commons interest.
- Who currently holds the loan on this notice?
- Data Mortgage, Inc. DBA Essex Mortgage is listed as the assignee and beneficiary.
- What happens if the homeowners do nothing?
- The trustee sale will proceed and the property may be sold to satisfy the mortgage, potentially causing loss of ownership.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Legal terms in this notice
- Trust Deed
- A document that secures a loan by placing title with a trustee until the debt is repaid.
- Trustee's Notice of Sale
- A public notice announcing a planned foreclosure sale of property held under a trust deed.
- Beneficiary
- The lender or party that holds the benefit of the trust deed and can enforce the loan.
- Assignment of beneficial interest
- A transfer of the lender's rights under the trust deed to another entity.
Full Notice Text
TRUSTEE'S NOTICE OF SALE TS No. OR07000137-25-1 APN 502144 | R4419BA 02800 TO No 250400495-OR-MSI Reference is made to that certain Trust Deed made by, STACEY MALAIE MELLO-GALLOWAY AND CHARLES ERIC GALLOWAY, AS TENANTS BY THE ENTIRETY as Grantor to OLD REPUBLIC NATIONAL TITLE COMPANY as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for FAIRWAY INDEPENDENT MORTGAGE CORPORATION, Beneficiary of the security instrument, its successors and assigns, dated as of November 2, 2022 and recorded on November 9, 2022 as Instrument No. 202214523 and the beneficial interest was assigned to Data Mortgage, Inc. DBA Essex Mortgage and recorded July 22, 2025 as Instrument Number 202506967 of official records in the Office of the Recorder of Yamhill County, Oregon to-wit: APN: 502144 | R4419BA 02800 LOT 12, HORIZON HEIGHTS IN THE CITY OF MCMINNVILLE, COUNTY OF YAMHILL AND STATE OF OREGON TOGETHER WITH THE INTEREST IN THE “PRIVATE COMMONS” APPERTAINING THERETO