TS No. OR09000096-25-3 APN 10502197 TO No 260087119-OR-MSI TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by, MICHAEL L LEONARD AND KRISTA M HAAS, NOT AS TENANTS IN COMMON BUT WITH RIGHT OF SURVIVORSHIP as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for EVERGREEN MONEYSOURCE MORTGAGE COMPANY, Beneficiary of the security instrument, its successors and assigns, dated as of February 8, 2022 and recorded on February 10, 2022 as Instrument No. 2022-004845 and the beneficial interest was assigned to Evergreen Moneysource Mortgage Company DBA Evergreen Home Loans and recorded February 27, 2026 as Instrument Number 2026-004248 of official records in the Office of the Recorder of Jackson County, Oregon to-wit: APN: 10502197 SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A". EXHIBIT "A" REF NO.: OR09000096-25 COMMENCING AT THE INTERSECTION OF THE NORTHERLY RIGHT OF WAY LINE OF THE COUNTY ROAD (AS SAME WAS ESTABLISHED ON JANUARY 3, 1944), WITH THE EAST LINE OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 9, TOWNSHIP 38 SOUTH, RANGE 2 WEST, WILLAMETTE MERIDIAN, JACKSON COUNTY, OREGON; THENCE WESTERLY, ALONG THE NORTHERLY LINE OF THE COUNTY ROAD, 332.0 FEET, FOR THE TRUE POINT OF BEGINNING; THENCE CONTINUE WESTERLY ALONG SAID ROAD LINE, 332 FEET, MORE OR LESS, TO THE WEST LINE OF THAT PROPERTY DESCRIBED IN VOLUME 408, PAGE 182, JACKSON COUNTY, OREGON, DEED RECORDS; THENCE NORTH ALONG SAID WEST LINE, A DISTANCE OF 656 FEET; THENCE EASTERLY, PARALLEL WITH THE NORTHERLY LINE OF SAID COUNTY ROAD, 332 FEET, TO THE EAST LINE OF SAID PROPERTY IN VOLUME 408, PAGE 182, JACKSON COUNTY, OREGON, DEED RECORDS; THENCE SOUTH ALONG SAID EAST LINE, 656 FEET, MORE OR LESS, TO THE TRUE POINT OF BEGINNING. NOTE: THIS LEGAL DESCRIPTION WAS CREATED PRIOR TO JANUARY 1, 2008. Commonly known as: 4356 W GRIFFIN CREEK RD, MEDFORD, OR 97501 Both the Beneficiary, Evergreen Moneysource Mortgage Company DBA Evergreen Home Loans, and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor's failure to pay: Failed to pay payments which became due Total Monthly Payment(s): 1 Monthly Payment(s) from 08/01/2025 to 03/01/2026 at $25,874.06 Total Late Charge(s): Total Late Charge(s) at $1,090.00 By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $540,320.07 together with interest thereon at the rate of 3.87500% per annum from July 1, 2025 until paid; plus all accrued late charges thereon; and all Trustee's fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on August 10, 2026 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, on the outside steps of the main entrance to the Jackson County Justice Building, 100 S Oakdale Ave, Medford, OR 97501 County of Jackson, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee's or attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee's disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee's sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Effective March 1, 2026, new federal regulations (89 Fed. Reg. 70.258) may impact residential real property (1-4 residential units) title transfers to covered entities trusts, with reporting requirements unless exempt. https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers Dated: 3/26/2026 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 NPP0487234 To: ROGUE RIVER PRESS 04/22/2026, 04/29/2026, 05/06/2026, 05/13/2026
