What property is being sold in this trustee's notice?

Lot 48, Deer Ridge Subdivision - Phase 3, recorded in Crook County, Oregon.

Who is the beneficiary initiating the sale?

Oregonians Credit Union is the beneficiary named in the trust deed.

Foreclosure — Prineville

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Lender

Affects:HomeownersProperty BuyersCreditors

This is a trustee's notice of sale for a trust deed securing a loan to Ronald L. Werner and Jacqueline L. Werner for Lot 48, Deer Ridge Subdivision Phase 3 in Crook County. A sale is being initiated because of borrower default under the deed of trust.

Key Takeaways

Trustee sale initiated for Lot 48, Deer Ridge Phase 3.
Borrowers: Ronald L. Werner and Jacqueline L. Werner.
Beneficiary: Oregonians Credit Union.
Recorded trust deed: November 12, 2020, Recording No. 2020-304248.

Published: May 12, 2026 · 1 week ago
Category: Foreclosure
City: Prineville

Research context

5 foreclosure notices in Prineville (last 12 months)

If you don't respond

If the borrowers do not cure the default before the trustee sale, the property will be sold at the trustee sale and ownership may transfer to the winning bidder; this sale proceeds pursuant to the recorded trust deed (recording date November 12, 2020).

What to do next

1
Confirm sale details
Obtain the full trustee's sale notice or contact the trustee or recording county to learn the sale date, time, and location.
2
Cure the default (if borrower)
Contact Oregonians Credit Union immediately to determine payoff amount and deadline to stop the trustee sale.
3
Consider bidding (if buyer)
Research the property and attend the trustee sale; verify recording No. 2020-304248 for legal description and liens.

Frequently asked questions

What property is being sold in this trustee's notice?: Lot 48, Deer Ridge Subdivision - Phase 3, recorded in Crook County, Oregon.
Who is the beneficiary initiating the sale?: Oregonians Credit Union is the beneficiary named in the trust deed.
Who are the borrowers named in the notice?: Ronald L. Werner and Jacqueline L. Werner, as tenants by the entirety.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Trust deed: A document giving a lender security interest in real property, enabling sale on borrower default.
Trustee's notice of sale: A public notice that a trustee will sell the secured property because of borrower default.
Beneficiary: The lender or entity entitled to payment under the trust deed.

Full Notice Text

TRUSTEE'S NOTICE OF SALE
Reference is made to a certain trust deed (“Trust Deed”) made, executed and delivered by Ronald L. Werner and Jacqueline L. Werner, as tenants by the entirety, as grantor, to Amerititle, as trustee, in favor of Oregonians Credit Union, as beneficiary, dated November 6, 2020, recorded on November 12, 2020, as Recording No. 2020-304248, in the Mortgage Records of Crook County, Oregon.
The Trust Deed covers the following described real property (“Property”) situated in said county and state, to-wit:
Lot 48 Deer Ridge Subdivision - Phase 3, according to the
official plat thereof, recorded October 20, 2003 In Microfilm
No.184872, thereof on file and of record in the office of the
County Clerk for Crook County, Oregon.
There are defaults by the grantor or other person owing an obligation, the performance of which is secured by the Trust Deed, with respect to provisions therein which authorize sale in the event of default of such provision; the defaults for whi