LCL26-179 TRUSTEE'S NOTICE OF SALE TS No.: 144007-OR Loan No.: ******9773 Reference is made to that certain trust deed (the “Deed of Trust”) executed by JOSEPH R. BOWLBY, III, A MARRIED MAN, as Grantor, to FIRST AMERICAN TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR QUICKEN LOANS, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 9/25/2020, recorded 9/30/2020, as Instrument No. 2020-10094, in the Official Records of Lincoln County, Oregon, which covers the following described real property situated in Lincoln County, Oregon: A PORTION OF U.S. LOT 4, SECTION 36, TOWNSHIP 13 SOUTH, RANGE 12 WEST, WILLAMETTE MERIDIAN, IN LINCOLN COUNTY, OREGON, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERLY LINE OF THE RIGHT OF WAY OF THE OREGON COAST HIGHWAY, FORMERLY THE EASTERLY LINE OF THE U.S. SPRUCE PRODUCTION RAILROAD RIGHT OF WAY, SAID POINT BEING 992.7 FEET NORTH 14°19'30" WEST FROM THE SOUTH QUARTER CORNER OF SAID SECTION 36; THENCE SOUTH 17°28' WEST, ALONG SAID RIGHT OF WAY LINE 200 FEET, TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 17°28' WEST, ALONG SAID RIGHT OF WAY LINE, 100 FEET; THENCE SOUTH 89°44' EAST, PARALLEL TO THE SOUTH LINE OF THE KENNETH W. ROBERTS AND BETTY M. ROBERTS TRACT OF LAND DESCRIBED IN DEED RECORDED IN BOOK 219, PAGE 32, DEED RECORDS, 153.9 FEET, MORE OR LESS, TO THE POINT ON THE SOUTHERLY PROLONGATION OF THE EASTERLY LINE OF SAID ROBERTS TRACT; THENCE NORTH 15°45'30" EAST, 100 FEET, MORE OR LESS, TO THE SOUTHEAST CORNER OF SAID ROBERTS TRACT; THENCE NORTH 89°44' WEST, 153.9 FEET, TO THE TRUE POINT OF BEGINNING. APN: R466603 / 13-12-36-CD-03000-00 Commonly known as: 4982 SW SENECA PL WALDPORT, OR 97394 The current beneficiary is: Rocket Mortgage, LLC Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor's failure to pay when due, the following sums: Delinquent Payments: Dates: 8/1/2025 – 3/1/2026 Total: $4,421.04 Late Charges: $110.52 Beneficiary Advances: $2,827.99 Total Required to Reinstate: $7,359.55 TOTAL REQUIRED TO PAYOFF: $117,295.55 By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $111,817.75 together with interest thereon at the rate of 3.375 % per annum, from 7/1/2025 until paid, plus all accrued late charges, and all trustee's fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 3333 Camino Del Rio South, Suite 225, San Diego, CA 92108, will on 8/18/2026, at the hour of 1:00 PM, standard time, as established by ORS 187.110, At the Public Entrance of the Lincoln County Courthouse, 225 West Olive Street, Newport, OR 97365, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier's check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee's and attorneys' fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Dated: 3/30/2026 CLEAR RECON CORP 3333 Camino Del Rio South, Suite 225 San Diego, CA 92108 Phone: 858-750-7777 866-931-0036 Hamsa Uchi, Authorized Signatory of Trustee 4/22/26 4/29/26 5/6/26 5/13/26
