What is this foreclosure notice about?

Navy Federal Credit Union filed a non-jury mortgage foreclosure in Charleston County against Simon Jerome Chavis and other named or unknown parties to enforce a mortgage.

Who should respond to the foreclosure complaint?

The named defendants, heirs, or anyone claiming interest in the property should consult an attorney and respond to the court by the required deadline.

What happens if I ignore this summons?

Failing to respond may allow the court to proceed and order foreclosure and a sale of the property to satisfy the loan.

Foreclosure — Charleston

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersHeirsCreditors

Navy Federal Credit Union filed a non-jury mortgage foreclosure complaint in Charleston County against Simon Jerome Chavis and other named and unknown parties to recover on a mortgage. The suit seeks to foreclose the mortgage and potentially sell the described property to satisfy the debt.

Key Takeaways

Plaintiff: Navy Federal Credit Union filed foreclosure suit
Defendant: Simon Jerome Chavis and listed heirs/unknown parties
Type: Non-jury mortgage foreclosure in Charleston County
Purpose: Foreclose mortgage and pursue sale to satisfy debt

Published: May 15, 2026 · 4 days ago
Category: Foreclosure
City: Charleston

Research context

2 foreclosure notices in Charleston (last 12 months)

If you don't respond

If defendants or interested parties do not respond to the complaint within the court's required timeframe, the foreclosure action may proceed, potentially resulting in loss of the property through sale to satisfy the mortgage. Specific response deadline is not provided in this notice.

What to do next

1
Locate the full complaint
Obtain the filed complaint at Charleston County Court (Court of Common Pleas) to see deadlines, mortgage details, and relief sought.
2
Consult a foreclosure attorney
Speak with an attorney immediately to understand defenses, redemption rights, or filing deadlines noted in the complaint.
3
If you claim interest, file an answer
File a response with the Court of Common Pleas in Charleston County by the deadline in the complaint to preserve rights.

Frequently asked questions

What is this foreclosure notice about?: Navy Federal Credit Union filed a non-jury mortgage foreclosure in Charleston County against Simon Jerome Chavis and other named or unknown parties to enforce a mortgage.
Who should respond to the foreclosure complaint?: The named defendants, heirs, or anyone claiming interest in the property should consult an attorney and respond to the court by the required deadline.
What happens if I ignore this summons?: Failing to respond may allow the court to proceed and order foreclosure and a sale of the property to satisfy the loan.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

non-jury foreclosure: A court foreclosure decided by a judge without a jury to cancel the mortgage and order a sale.
complainant/plaintiff: The party who filed the lawsuit seeking to enforce the mortgage debt.
distributees and devisees: People entitled to inherit property under a will or by intestacy.
John Doe/Richard Roe: Placeholder names for unknown or unidentified defendants in a lawsuit.

Full Notice Text

STATEOFSOUTHCAROLINACOUNTYOFCHARLESTONINTHECOURTOFCOMMONPLEASNavyFederalCreditUnion,PLAINTIFF,vs.SimonJeromeChavisANDIFSimonJeromeChavisbedeceasedthenanychildrenandheirsatlawtotheEstateofSimonJeromeChavis,distributeesanddeviseesatlawtotheEstateofSimonJeromeChavis,andifanyofthesamebedeadanyandallpersonsentitledtoclaimunderorthroughthemalsoallotherpersonsunknownclaiminganyright,title,interestorlienupontherealestatedescribedinthecomplaintherein;Anyunknownadults,anyunknowninfantsorpersonsunderadisabilitybeingaclassdesignatedasJohnDoe,andanypersonsinthemilitaryserviceoftheUnitedStatesofAmericabeingaclassdesignatedasRichardRoe;AlberthaChavis;LatoyaJames;SimonChavis,Jr;RitaChavis;BonnieChavis;NC,aminor;MC,aminor,DEFENDANT(S)SUMMONSANDNOTICEOFFILINGOFCOMPLAINT(NON-JURYMORTGAGEFORECLOSURE

Related Notices

Notice

DateCategoryCity

First-Citizens Bank & Trust Company filed a mortgage foreclosure complaint (deficiency judgment demanded) against James Michael Chumley and others in Charleston County. The defendant must answer within 30 days or the bank will seek default judgment and requested relief.

May 16, 2026ForeclosureCharleston