What does this notice mean for the homeowners?

It informs them of a default and that foreclosure proceedings are underway; they must cure the default before the scheduled sale to avoid losing the property.

Where was the deed recorded?

The Deed of Trust was recorded in Lamb County, Texas (Book 707, Page 576) and the assignment on May 10, 2023 (Book 824, Page 508).

Foreclosure — Littlefield

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GovernmentSingle Family

Affects:HomeownersProperty BuyersGovernment Agencies

This notice starts a foreclosure related to a Deed of Trust from October 9, 2013 on a Lamb County property now owned by HUD/Secretary after assignment on May 4, 2023. It warns that a mortgage default occurred and a foreclosure sale will follow.

Key Takeaways

Deed of Trust dated October 9, 2013
Mortgage insured by HUD and now owned by the Secretary
Assignment recorded May 10, 2023 in Lamb County
Notice of default initiating foreclosure process

Published: May 17, 2026 · 2 days ago
Category: Foreclosure
City: Littlefield

If you don't respond

If the borrower does not cure the default before the foreclosure sale date (specified later in the full notice), the property can be sold at public foreclosure and the borrower will lose ownership.

What to do next

1
Obtain full notice and sale date
Get the complete foreclosure notice from the Lamb County Clerk to find the exact foreclosure sale date and cure amount.
2
Contact HUD/servicer
Contact the mortgage servicer or HUD immediately to request payoff information and discuss loss-mitigation options before the sale date.
3
Consult an attorney
Speak with a Texas foreclosure or real estate attorney right away to understand rights and possible defenses prior to the sale.

Frequently asked questions

What does this notice mean for the homeowners?: It informs them of a default and that foreclosure proceedings are underway; they must cure the default before the scheduled sale to avoid losing the property.
Who currently owns the mortgage?: The notice says the mortgage is owned by the United States Secretary of Housing and Urban Development, as of the May 4, 2023 assignment.
Where was the deed recorded?: The Deed of Trust was recorded in Lamb County, Texas (Book 707, Page 576) and the assignment on May 10, 2023 (Book 824, Page 508).

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A document that secures a loan on real property, allowing a trustee to sell the property if the borrower defaults.
Assignment: A transfer of ownership rights in the mortgage from one party to another, here to the Secretary (HUD).
Mortgage insured by HUD: A mortgage backed by the U.S. Department of Housing and Urban Development guaranteeing lender loss coverage.

Full Notice Text

NOTICE OF DEFAULT AND FORECLOSURE SALELEGAL NOTICEWHEREAS, on October 9, 2013 a certain Deed of Trust was executed by Wendell Clayton and Edna LaVelle Clayton,as mortgagor(s) (grantor(s)) in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Georgetown Mort-gage, LLC , as mortgagee (grantee), and was recorded on October 28, 2013 in Book 707 or Page 576 in the Office of theRecorder, Lamb County, Texas andWHEREAS, the Mortgage was insured by the United States Secretary of Housing and Urban Development (theSecretary) pursuant to the National Housing Act for the purpose of providing single family housing; andWHEREAS, the Mortgage is now owned by the Secretary, pursuant to an assignment dated May 4, 2023, andrecorded on May 10, 2023 in/as Book 824 OR Page 508, in the Office of the Recorder, Lamb County, Texas; andWHEREAS, a default has been made in the covenants and conditions of the Mortgage in that payment du

Foreclosure — Littlefield

What to do next

Frequently asked questions

Legal terms in this notice

See also

More from United States Secretary of Housing and Urban Development(46)→