What happens if I do not answer the foreclosure suit?

The court can enter a default judgment against you, which may lead to foreclosure and loss of the property.

How long do I have to respond to this citation?

You must file a written answer by 10:00 a.m. on the Monday after 42 days from the date the citation was issued.

Who is being sued in this case?

Lakeview Loan Servicing, LLC sued Kelly L. Gilmore, the unknown heirs of Robert Gilmore (deceased), HUD, Steven Stewart, and others.

Do I need an attorney to respond?

You may hire an attorney; an attorney can file the written answer and represent you in court.

Foreclosure — Van Zandt (26-00042)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HeirsDefendantsProperty BuyersCreditors

A foreclosure lawsuit was filed by Lakeview Loan Servicing, LLC against Kelly L. Gilmore, unknown heirs of Robert Gilmore (deceased), HUD, and others in Van Zandt County. Defendants must file a written answer within 42 days or risk default judgment and foreclosure.

Key Takeaways

Plaintiff: Lakeview Loan Servicing, LLC
Defendants must answer within 42 days of citation
Subject property faces possible foreclosure
Unknown heirs of Robert Gilmore named as defendants

Published: May 17, 2026 · 2 days ago
Category: Foreclosure
City: Van Zandt

Case #

26-00042

Research context

2 foreclosure notices in Van Zandt (last 12 months)

View full case dossier

All filings for #26-00042 with AI case analysis

If you don't respond

If a defendant fails to file a written answer by 10:00 a.m. on the Monday after 42 days from the citation date, the court may enter a default judgment against them, potentially resulting in foreclosure of the property.

What to do next

1
Confirm citation issue date
Find the citation issuance date on the full court papers to calculate the 42-day deadline for filing an answer.
2
File a written answer by the deadline
Prepare and file a written answer with the Van Zandt County clerk by 10:00 a.m. on the Monday after 42 days from the citation date to avoid default.
3
Consult a foreclosure attorney
Contact a Texas foreclosure attorney immediately to review options, possible defenses, or loss-mitigation.

Frequently asked questions

What happens if I do not answer the foreclosure suit?: The court can enter a default judgment against you, which may lead to foreclosure and loss of the property.
How long do I have to respond to this citation?: You must file a written answer by 10:00 a.m. on the Monday after 42 days from the date the citation was issued.
Who is being sued in this case?: Lakeview Loan Servicing, LLC sued Kelly L. Gilmore, the unknown heirs of Robert Gilmore (deceased), HUD, Steven Stewart, and others.
Do I need an attorney to respond?: You may hire an attorney; an attorney can file the written answer and represent you in court.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

default judgment: A court decision entered against a party who fails to respond or appear in the case.
citation: A formal notice from the court that a lawsuit has been filed and requires a response.
plaintiff: The party who filed the lawsuit seeking relief, here the loan servicer.

Full Notice Text

cmmom av PUBLICATION/POSTING - TRC 109 & 1 14Cause No. 26-00042               -LAKEVIEW LOAN SERVICING, LLC,                   §        IN THE 294TH DISTRICT COURTg                                     .VS.                                                             §§   ,    OFKELLY L. GILMORE; SECRETARY OF HOUSING   §AND URBAN DEVELOPMENT; STEVEN              §STEWART; UNKNOWN HEIRS AT LAW OF           §ROBERT GILMORE, DECEASED                           §        VAN ZANDT COUNTY         `TO: UNKNOWN HEIRS AT LAW OF ROBERT GILMORE, DECEASEDDefendants—GREET1NGS:                                                                                     _NOTICE TO DEFENDANTS: "You have been sued. You may employ an attorney. lf you or yourattorney do not file a written answer with the clerk who Issued this citation by 10:00 am onthe Monday next following the expiration of 42 days after the date t

Related Notices

Notice

DateCategoryCity

This is a foreclosure lawsuit filed by Lakeview Loan Servicing, LLC against property-related defendants including unknown heirs of Robert Gilmore. Defendants must file a written answer within the specified deadline or risk default judgment and loss of property rights.

May 17, 2026ForeclosureVan Zandt

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