Foreclosure Notice

McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, MD 20707
www.mwc-law.com
 
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
 
1905 TILGHMAN DRIVE
CROFTON, MD 21114

Under a power of sale contained in a certain Deed of Trust from Jennifer Gresham a/k/a Jennifer Ingbretson and Troy Gresham, dated February 14, 2007 and recorded in Liber 18891, folio 488 among the Land Records of Anne Arundel County, MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Anne Arundel County, at the Court House Door, 8 Church Circle, Annapolis, MD 21401, on

MAY 19, 2026 AT 9:30 AM
 
ALL THAT FEE SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Anne Arundel County, Maryland and more fully described in the aforesaid Deed of Trust.  The property is improved by a dwelling.

The property, will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.  The property is subject to a front foot benefit.  The property will be sold subject to a prior mortgage, the amount to be announced at the time of sale.

Terms of Sale:  A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $12,000 at the time of sale.  If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived.  Balance of the purchase price is to be paid within ten (10) days of the final ratification of the sale by the Circuit Court for Anne Arundel County, Maryland.  Interest is to be paid on the unpaid purchase price at the rate of 9% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer.  If payment of the balance does not occur within ten (10) days of ratification, the deposit will be forfeited as liquidated damages.  The purchaser agrees that the property may be resold pursuant to an order of court, waives personal service upon themselves and/or any principal or corporate designee of any documents filed regarding the failure to pay the purchase price within ten (10) days of ratification and expressly agrees to accept service by first class mail of said documents at the address provided by the purchaser in the Memorandum of Sale. This transaction may be subject to the FinCEN Residential Real Estate Reporting Rule ("RRE Rule") issued pursuant to the Bank Secrecy Act, effective March 1, 2026. Purchaser will be responsible for obtaining the information necessary to comply with the RRE Rule and for providing the necessary information to the Reporting Person, as defined in the RRE Rule within (10) ten days following Ratification of the Sale or Purchaser's deposit will be forfeited and property resold. The purchaser will not be entitled to any surplus or profits arising from the resale even if they are the result of improvements made by the purchaser.  There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason.  Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser.   Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale.  The purchaser shall be responsible for the payment of the ground rent escrow, if required.  Cost of all documentary stamps, transfer taxes (including agricultural transfer taxes, if applicable), and all settlement charges shall be borne by the purchaser.  The sale is subject to a post sale audit of the loan, including but not limited to an analysis of whether the borrower entered into a loan modification agreement, filed bankruptcy, reinstated or paid off the loan prior to the sale.    The Substitute Trustees will convey either insurable or marketable title.  If the Substitute Trustees are unable to convey insurable or marketable title or, the post sale audit concludes that the sale should not have occurred, or the sale is not ratified by the court for any reason, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit without interest even if the purchaser has made improvements to the property.  Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees.  Purchaser shall be responsible for obtaining physical possession of the property.  The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #25-600029).

Laura H. G. O'Sullivan, et al., Substitute Trustees
 
LICENSE NOS.  A000113, A000176, A000177, A000193, A000424, A000479, A000507, A000508
Apr 29,May 6,13, 2026