FORECLOSURE NOTICE Default having been made in the payment of the indebtedness described in and secured by that certain mortgage executed by Kendall O Simpkins to Mortgage Electronic Registration Systems, Inc. "MERS", as mortgagee, as nominee for Lender, Village Capital & Investment LLC, and Lender's successors and assigns dated October 4, 2023, and Recorded in Instrument #2023092754 of the records in the Office of the Judge of Probate, Jefferson County, Alabama, which said mortgage was subsequently assigned to Village Capital & Investment LLC by instrument recorded in Instrument #2026031627 in said Probate Court records; notice is hereby given that the undersigned as mortgagee will under power of sale contained in said mortgage, sell at public outcry for cash to the highest bidder, during legal hours of sale on the June 15, 2026, at the front door entrance of the Courthouse of Jefferson County, Alabama, 716 Richard Arrington Jr Blvd N, Birmingham, AL 35203, the following described real property in the County of Jefferson, State of Alabama, being the same property described in the above referred to mortgage: Lot 13, according to the Survey of Stanton Subdivision, as recorded in Map Book 238, Page 11 in the Probate Office of Jefferson County, Alabama. ALABAMA LAW GIVES SOME PERSONS WHO HAVE AN INTEREST IN PROPERTY THE RIGHT TO REDEEM THE PROPERTY UNDER CERTAIN CIRCUMSTANCES. PROGRAMS MAY ALSO EXIST THAT HELP PERSONS AVOID OR DELAY THE FORECLOSURE PROCESS. AN ATTORNEY SHOULD BE CONSULTED TO HELP YOU UNDERSTAND THESE RIGHTS AND PROGRAMS AS A PART OF THE FORECLOSURE PROCESS. This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances and exceptions reflected in the mortgage and those contained in the records of the office of the judge of the probate where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Said sale is made for the purpose of paying the said indebtedness and the expenses incident to this sale, including a reasonable attorney's fee. In accordance with regulations promulgated by the Financial Crimes Enforcement Network ("FinCEN") of the United States Department of the Treasury regarding certain non-financed transfers of residential real property to legal entities and trusts, the purchaser at the foreclosure sale may be required to provide identifying and beneficial ownership information necessary to permit compliance with applicable federal reporting requirements. No deed shall be prepared, delivered, or recorded until all required purchaser information, including beneficial ownership information (if applicable), has been timely provided in form and substance satisfactory to the foreclosing mortgagee (or its designee) and any required federal real estate report has been submitted and accepted through FinCEN's electronic filing system. The failure of any high bidder to timely provide required information, or pay the purchase price and close this sale, shall, at the option of the Mortgagee, be cause for rejection of the bid, and if the bid is rejected, Mortgagee shall have the option of making the sale to the next highest bidder who is able, capable and willing to comply with the terms thereof. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the mortgagee. Village Capital & Investment LLC, MortgageeWilliam McFaddenMCFADDEN, ROUSE & BENDER, LLC718 Downtowner Blvd.Mobile, AL 36609Ala.Ms.- May 9, 16, 23, 2026