What does a notice of mortgage foreclosure sale mean?

It warns that the lender plans to sell the property because the borrower defaulted on the mortgage.

Who currently owns the mortgage on this property?

The mortgage was assigned to Rocket Mortgage, LLC (formerly Quicken Loans, LLC).

What information is recorded about the mortgage?

The mortgage was recorded September 21, 2020 in Deed Book 1930, Page 439; assignment in Deed Book 389, Page 855.

Foreclosure — Cullman

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

This notice announces a mortgage foreclosure sale for property in Cullman County after borrowers Bryan and Jennifer Holcombe defaulted on a loan originally held by Quicken Loans, now Rocket Mortgage. The mortgage was recorded in 2020 and later assigned to Rocket Mortgage.

Key Takeaways

Mortgage holders: Bryan C. and Jennifer K. Holcombe are in default
Original mortgage recorded September 21, 2020 (Deed Book 1930, Page 439)
Mortgage assigned to Rocket Mortgage, LLC (Deed Book 389, Page 855)
Foreclosure sale is being conducted under the recorded mortgage

Published: May 19, 2026 · today
Category: Foreclosure
City: Cullman

Research context

3 foreclosure notices in Cullman (last 12 months)

If you don't respond

If the borrowers do not cure the default before the foreclosure sale, their property will likely be sold at the foreclosure sale and they will lose ownership. The notice refers to a scheduled sale date in the full PDF.

What to do next

1
Review the full foreclosure notice PDF
Open the referenced PDF to find the sale date, time, property description, and redemption details.
2
Contact the lender or an attorney
Borrowers should contact Rocket Mortgage or a foreclosure attorney immediately to discuss cure options before the sale.
3
Check public records at Cullman County Probate
Confirm deeds in Deed Book 1930, Page 439 and Deed Book 389, Page 855 for full legal descriptions and recorded dates.

Frequently asked questions

What does a notice of mortgage foreclosure sale mean?: It warns that the lender plans to sell the property because the borrower defaulted on the mortgage.
Who currently owns the mortgage on this property?: The mortgage was assigned to Rocket Mortgage, LLC (formerly Quicken Loans, LLC).
What information is recorded about the mortgage?: The mortgage was recorded September 21, 2020 in Deed Book 1930, Page 439; assignment in Deed Book 389, Page 855.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Mortgage: A loan secured by real property; failure to pay can lead to foreclosure.
Assignment: Transfer of the mortgage's rights from one lender to another.
Foreclosure sale: Public sale of mortgaged property to satisfy the unpaid loan balance.

Full Notice Text

NOTICE OFMORTGAGE FORECLOSURE SALESTATE OF ALABAMACOUNTY OF CULLMANDefault having been made of the terms of the loan documents secured by that certain mortgageexecuted by Bryan C. Holcombe and Jennifer K. Holcombe, husband and wife, to Mortgage ElectronicRegistration Systems, Inc., as mortgagee, as nominee for Quicken Loans, LLC, its successors andassigns dated July 20, 2020; said mortgage being recorded on September 21, 2020 in Deed Book1930, Page 439 in the Office of the Judge of Probate of Cullman County, Alabama. Said Mortgage waslast sold, assigned and transferred to Rocket Mortgage, LLC, FKA Quicken Loans, LLC by assignmentrecorded in Deed Book 389, Page 855 in the Office of the Judge of Probate of Cullman County,Alabama.**Refer to PDF for full legal notice**