NOTICE OF FORECLOSURE SALEJEFFERSON COUNTY Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Steffan Young, an unmarried man, originally in favor of Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns, on July 1, 2022, said mortgage recorded in the Office of the Judge of Probate of Jefferson County, Alabama, Instrument Number 2022072183; the undersigned TH MSR Holdings LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash or certified funds, in front of the main entrance of the Birmingham Courthouse at Jefferson County, Alabama, on June 24, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Jefferson County, Alabama, to-wit:Exhibit AProperty 1 ; A portion of the Southeast Quarter (SE 1 /4) of the Southeast Quarter(SE 1/4) Section 2, Township 16, Range 3 West, more particularly described as follows: Begin at the Southeast corner of said quarter-quarter section and run thence North along the East boundary line of said quarter-quarter section a distance of 418 feet; thence West and parallel with the Southern quarter section line and run a distance of 209 feet; for Point of Beginning of the tract here described, from the Point of Beginning thus obtained continue West along same line and parallel with the Southern quarter section line and run a distance of 209 feet thence North and parallel with the Eastern quarter section Line and run a distance of 209 feet; thence East and parallel with the Southern quarter section line and run a distance of 209 feet; thence South and parallel with the Eastern quarter section line end run a distance of 209 feet more or less to Point of Beginning. Except the South 15 feet of the above-described tract of land which is to be used for roadway purposes. This is a purchase money mortgage Property street address for informational purposes: 132 Farley Ave Gardendale, AL 35071 THIS PROPERTY WILL BE SOLD ON AN "AS IS, WHERE IS" BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender cash or certified funds made payable to Aldridge Pite, LLP at the time and place of the sale. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser. The Mortgagee/Transferee and Aldridge Pite, LLP shall not be liable to the purchaser for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the bid amount. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. TH MSR Holdings LLC, Mortgagee/Transferee ALDRIDGE PITE, LLP Six Piedmont Center3525 Piedmont Road, N.E., Suite 700Atlanta, GA 30305Attorney for Mortgagee/Transferee THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #278452Ala.Ms.- May 9, 16, 23, 2026
