What does a foreclosure sale mean for the homeowner?

The lender will auction the property to recover the unpaid mortgage balance, potentially causing the homeowner to lose the property.

Where and how is the foreclosure sale conducted?

The sale is held publicly at the main entrance of the St. Clair County Courthouse in Pell City and is awarded to the highest cash or certified funds bidder.

Who is the lender conducting the sale?

Trustmark Bank (formerly Trustmark National Bank) is conducting the foreclosure sale.

Foreclosure — Pell City

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

Trustmark Bank (formerly Trustmark National Bank) intends to sell at public auction property secured by a mortgage after borrower Ryan V. Bialasik defaulted on payments. The sale will be held at the St. Clair County courthouse entrance in Pell City to satisfy the debt.

Key Takeaways

Borrower: Ryan V. Bialasik is in default
Lender: Trustmark Bank will foreclose and sell the property
Sale location: Main entrance, St. Clair County Courthouse, Pell City
Sale method: Public outcry to highest bidder for cash or certified funds

Published: May 7, 2026 · 1 week ago
Category: Foreclosure
City: Pell City

Research context

5 foreclosure notices in Pell City (last 12 months)

If you don't respond

If no action is taken before the sale, the property will be sold at auction to satisfy the mortgage debt; no specific cure deadline is provided in this excerpt.

What to do next

1
Contact the lender
Reach out to Trustmark Bank immediately to discuss reinstatement, payoff, or loss-mitigation options (contact info not provided in excerpt).
2
Attend the sale
If interested in buying, go to the St. Clair County Courthouse main entrance on the announced sale date and bring cash or certified funds.
3
Consult an attorney
Speak with a foreclosure attorney promptly to explore defense, redemption rights, or loan workout options before the sale.

Frequently asked questions

What does a foreclosure sale mean for the homeowner?: The lender will auction the property to recover the unpaid mortgage balance, potentially causing the homeowner to lose the property.
Where and how is the foreclosure sale conducted?: The sale is held publicly at the main entrance of the St. Clair County Courthouse in Pell City and is awarded to the highest cash or certified funds bidder.
Who is the lender conducting the sale?: Trustmark Bank (formerly Trustmark National Bank) is conducting the foreclosure sale.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

power of sale: A mortgage clause allowing the lender to sell the property without court action if borrower defaults.
mortgage recorded: The mortgage was officially filed in the county records to give public notice of the lender's interest.
public outcry: An auction held publicly where bidders call out their offers; highest bidder wins.

Full Notice Text

MORTGAGE 
FORECLOSURE SALE

Default having being made in the payment of the indebtedness secured by that certain mortgage dated November 10, 2022 executed by Ryan V. Bialasik a single man, in favor of Mortgage Electronic Registration Systems, Inc., solely as a nominee for Trustmark National Bank, said Mortgage being recorded November 14, 2022, in Mortgage Book 2022 Page 53983, in the Office of the Judge of Probate of St. Clair County, Pell City Division, Alabama; having later been assigned to Trustmark National Bank by instrument recorded in Book 2025 Page 19410, in the Office of the Judge of Probate of St. Clair County, Pell City Division, Alabama. Said default continues and notice is hereby given that the undersigned, Trustmark Bank f/k/a Trustmark National Bank, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash or certified funds at the main entrance to the County Courthouse, St. Clair County, Pell Cit