When and where is the foreclosure sale?

The sale is on July 9, 2026, in front of the main entrance of the St. Clair County Courthouse in Pell City during legal hours.

Who is selling the property?

Guild Mortgage Company LLC, as mortgagee/transferee, is conducting the sale under the mortgage's power of sale.

What property is being sold?

The notice references Lot 2 of the Northridge Estates survey in St. Clair County, Alabama.

Foreclosure — Pell City

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:Property BuyersHomeowners

Guild Mortgage Company will hold a public foreclosure sale of property in St. Clair County on July 9, 2026, after Christopher and Amanda Adams defaulted on a mortgage originally in favor of Mortgage Electronic Registration Systems, Inc./SouthPoint Bank. The sale transfers the lender's rights to the highest cash bidder.

Key Takeaways

Foreclosure sale set for July 9, 2026
Sale location: front entrance of the St. Clair County Courthouse
Property: Lot 2, Northridge Estates (St. Clair County)
Sale by Guild Mortgage Company as mortgagee/transferee
Highest cash bidder will acquire lender's interest

Deadline · Sale Date

July 9, 2026

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Published

May 7, 2026 · 1 week ago

What to do next

1
Contact the mortgagee
Reach out to Guild Mortgage Company LLC to inquire about the debt, payoff amounts, or reinstatement options before July 9, 2026.
2
Consult an attorney
Speak with a foreclosure or real estate attorney immediately to explore redemption, defense, or preservation options before the sale date.
3
Attend the auction
Arrive at the St. Clair County Courthouse on July 9, 2026 to bid if you intend to purchase the property.

Frequently asked questions

When and where is the foreclosure sale?: The sale is on July 9, 2026, in front of the main entrance of the St. Clair County Courthouse in Pell City during legal hours.
Who is selling the property?: Guild Mortgage Company LLC, as mortgagee/transferee, is conducting the sale under the mortgage's power of sale.
What property is being sold?: The notice references Lot 2 of the Northridge Estates survey in St. Clair County, Alabama.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

power of sale: A clause allowing the mortgagee to sell the property at auction without court order after borrower default.
mortgagee/transferee: The lender or the party that currently holds the mortgage rights, here Guild Mortgage Company.

Full Notice Text

MORTGAGE 
FORECLOSURE SALE 

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Christopher Adams and Amanda Adams, husband and wife, originally in favor of Mortgage Electronic Registration Systems, Inc., as nominee for SouthPoint Bank, its successors and assigns, on April 30, 2021, said mortgage recorded in the Office of the Judge of Probate of St. Clair County, Alabama, in Mortgage Book 2021 Page 31078; the undersigned Guild Mortgage Company LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Pell City, St. Clair County, Alabama, on July 9, 2026, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in St. Clair County, Alabama, to-wit: 

Lot 2, according to the Survey of Northridge Estates, as rec