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May 12, 2026 Foreclosure: El Paso, CO | Colorado | NoticeRegistry

Home/Colorado/Foreclosure/El Paso/Foreclosure — El Paso (EPC202600148)

Foreclosure — El Paso (EPC202600148)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Government

Affects:HomeownersCreditorsProperty BuyersGovernment Agencies

A public trustee foreclosure sale notice for a deed of trust recorded August 30, 2021, involving Jason Y. Pavia and Rachel M. Pavia and secured by a loan originally $470,000. The current holder is the Secretary of Veterans Affairs and the outstanding balance is $457,733.65.

Key Takeaways

Foreclosure action recorded in El Paso County (No. EPC202600148)
Outstanding principal balance: $457,733.65
Original borrowers: Jason Y. Pavia and Rachel M. Pavia
Deed of trust recorded August 30, 2021 (Reception No. 221163880)
Current beneficiary: Secretary of Veterans Affairs

Published: May 12, 2026 · 1 week ago
Category: Foreclosure
City: El Paso

Case #

Research context

47 foreclosure notices in El Paso (last 12 months)

View full case dossier

All filings for #EPC202600148 with AI case analysis

If you don't respond

If no action is taken, the public trustee will proceed with the foreclosure sale under CRS §38-38-103; the recorded Notice of Election and Demand initiates the sale process. Specific sale date and redemption deadline will be set following the notice.

What to do next

1
Contact Public Trustee's Office
Call or visit the El Paso County Public Trustee to get the sale date, payoff amount, and redemption rights (refer to file EPC202600148).
2
Consult an attorney
Speak with a foreclosure or real estate lawyer immediately to assess options before the sale is finalized.
3
Verify payoff and reinstate
If intending to stop the sale, obtain exact payoff figures and reinstate the loan before the sale date provided by the public trustee.

Frequently asked questions

What does EPC202600148 mean?: EPC202600148 is the public trustee or county file number assigned to this foreclosure action in El Paso County.
Who is listed as the borrower and what is owed?: Borrowers are Jason Y. Pavia and Rachel M. Pavia; the outstanding principal balance is $457,733.65.
Who currently holds the loan?: The current holder of the evidence of debt is the Secretary of Veterans Affairs.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Notice of Election and Demand: A recorded notice starting a public trustee foreclosure and stating the lender demands sale to collect the debt.
Deed of Trust: A document where a borrower pledges property as security for a loan, enabling foreclosure if unpaid.
Public Trustee: A county official who administers non-judicial foreclosures and conducts the foreclosure sale.

Full Notice Text

COMBINED NOTICE - PUBLICATION
CRS §38-38-103 FORECLOSURE SALE 
NO. EPC202600148

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:
On March 3, 2026, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in
the County of El Paso records.
Original Grantor(s) Jason Y Pavia AND Rachel M Pavia
Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR
UNIVERSAL LENDING CORPORATION, ITS SUCCESSORS AND ASSIGNS
Current Holder of Evidence of Debt THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED
STATES
Date of Deed of Trust August 30, 2021
County of Recording El Paso
Recording Date of Deed of Trust August 30, 2021
Recording Information (Reception No. and/or Book/Page No.) 221163880
Original Principal Amount $470,000.00
Outstanding Principal Balance $457,733.65
Pursuant to CRS §38-38-101(4)(i), you are hereby noti

Related Notices

Notice

DateCategoryCity

This is a public notice of a foreclosure sale under CRS §38-38-103 for a deed of trust recorded in El Paso County involving borrower Tonya N Mooningham and current loan holder NewRez LLC dba Shellpoint Mortgage Servicing. The loan balance is $202,096.35 and foreclosure proceedings have been initiated.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure sale notice for a Deed of Trust recorded in El Paso County involving borrower Keith H. Evans and current debt holder Selene Finance LP. The sale follows a Notice of Election and Demand recorded March 10, 2026.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure sale notice for a deed of trust recorded July 17, 2006, involving George E. Lopez and The Bank of New York Mellon as current debt holder. The notice begins the foreclosure process under CRS §38-38-103 in El Paso County.

May 19, 2026ForeclosureEl Paso

This is a public notice of a foreclosure sale related to a deed of trust recorded November 2, 2022, involving borrowers Iyari Enriquez and Joseph Faure and a current debt held by Colorado Housing and Finance Authority. The outstanding principal is $289,721.35 and a foreclosure action has been initiated.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure notice for a deed of trust recorded in El Paso County involving borrower Casey Willing and secured by a mortgage originally for $417,302. The loan holder (Wings Credit Union) asserts default and seeks sale under CRS §38-38-103.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure notice for a deed of trust recorded February 8, 2024 involving Brandon Harvey Day and Kierra Octavia Starks, with an outstanding principal balance of $344,353.81. The property may be sold if the debt is not paid before the sale process proceeds.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure sale notice for a deed of trust recorded in El Paso County involving property secured by a loan originally $548,250 and with an outstanding balance of $520,733; the notice begins a foreclosure under Colorado law.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure notice for a deed of trust recorded in El Paso County lists Christopher Nathan Lucy and Garrett Jordan Burroughs as grantors and Planet Home Lending, LLC as current debt holder. The notice advises of a foreclosure sale under Colorado law on a loan with about $479,865 outstanding.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure notice for a deed of trust recorded in El Paso County notifies parties that Planet Home Lending, LLC holds the debt originally $393,855 and currently $375,713.18; a foreclosure sale process has been initiated under Colorado law.

May 19, 2026ForeclosureEl Paso

A public trustee foreclosure notice was recorded March 17, 2026 for a deed of trust originating April 14, 2023, involving Yudith Mendoza Mustelier and Colorado Housing and Finance Authority; about $410,911 remains owed and the property may be sold.

May 19, 2026ForeclosureEl Paso

Actions

Case dossier

All filings for #EPC202600148

See also

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