What does this foreclosure notice mean for the homeowner?

It means a foreclosure process has been initiated and the homeowner risks a trustee sale if the debt isn't resolved.

Who currently holds the loan on this notice?

The Secretary of Veterans Affairs is listed as the current holder of the evidence of debt.

When was the deed of trust recorded?

The deed of trust was recorded in Delta County on March 7, 2024 (Reception No. 751766).

Foreclosure — Delta

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Government

Affects:HomeownersCreditorsProperty BuyersGovernment Agencies

A public trustee foreclosure notice for a deed of trust recorded in Delta County involves a mortgage originally for $400,240 and an outstanding balance of $407,453.43 held by the Secretary of Veterans Affairs; a sale may be scheduled following notice requirements.

Key Takeaways

Foreclosure notice recorded in Delta County on Feb 24, 2026
Original loan $400,240; outstanding balance $407,453.43
Current holder: Secretary of Veterans Affairs
Deed of trust recorded March 7, 2024
Sale may follow statutory procedures under CRS §38‑38‑103

Published: May 13, 2026 · 6 days ago
Category: Foreclosure
City: Delta

Research context

6 foreclosure notices in Delta (last 12 months)

If you don't respond

If no action is taken, the trustee may proceed with a foreclosure sale under Colorado law following the recorded Notice of Election and Demand; this could result in loss of the property and transfer to a purchaser.

What to do next

1
Contact the Public Trustee's Office
Reach out to the Delta County Public Trustee immediately to get the sale date and payoff amount after the Feb 24, 2026 notice.
2
Verify loan details with holder
Contact the Secretary of Veterans Affairs or their loan servicer to confirm the outstanding balance of $407,453.43 and discuss options.
3
Consult a foreclosure attorney
Speak with a Colorado foreclosure attorney right away to explore defenses, reinstatement, or loss mitigation options before any sale.

Frequently asked questions

What does this foreclosure notice mean for the homeowner?: It means a foreclosure process has been initiated and the homeowner risks a trustee sale if the debt isn't resolved.
Who currently holds the loan on this notice?: The Secretary of Veterans Affairs is listed as the current holder of the evidence of debt.
When was the deed of trust recorded?: The deed of trust was recorded in Delta County on March 7, 2024 (Reception No. 751766).

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Notice of Election and Demand: A formal notice filed to start the nonjudicial foreclosure process under Colorado law.
Deed of Trust: A security instrument using a trustee that grants a lender an interest in the property until loan repayment.
Public Trustee: A county official who conducts nonjudicial foreclosure sales in Colorado.
Outstanding Principal Balance: The remaining amount owed on the original loan principal, excluding future interest or fees.

Full Notice Text

COMBINED NOTICE ‑ PUBLICATIONCRS §38‑38‑103 FORECLOSURE SALE NO. 2026‑0006To Whom It May Concern: This Notice is given with regard to the followingdescribed Deed of Trust:On February 24, 2026, the undersigned Public Trustee caused the Notice ofElection and Demand relating to the Deed of Trust described below to berecorded in the County of Delta records.Original Grantor(s): WILLARD E MAYSOriginal Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. AS NOMINEE FOR MORTGAGE SOLUTIONS OF COLORADO, LLCCurrent Holder of Evidence of Debt:	THE SECRETARY OF VETERANS AFFAIRS,AN OFFICER OF THE UNITED STATESDate of Deed of Trust: February 28, 2024County of Recording: DeltaRecording Date of Deed of Trust: March 07, 2024Recording Information (Reception No. and/or Book/Page No.): 751766Original Principal Amount: $400,240.00Outstanding Principal Balance: $407,453.43Pursuant to CRS §38

Related Notices

Notice

DateCategoryCity

Public notice of a foreclosure sale for a deed of trust recorded in Delta County involving Patricia V. Faas and Finance of America Reverse LLC. The loan's outstanding principal balance is $142,138.38 and a foreclosure sale proceeding has been initiated.

May 13, 2026ForeclosureDelta

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

May 13, 2026ForeclosureDelta

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

May 13, 2026ForeclosureDelta

Public Trustee initiated a foreclosure sale for a deed of trust recorded October 20, 2015, involving borrower Steven Ross and current note holder PNC Bank NA. The recorded outstanding principal is $160,155.96 and a sale is proceeding under Colorado law.

May 13, 2026ForeclosureDelta

This is a public notice of a foreclosure sale by the Delta County Public Trustee for a deed of trust originally recorded August 18, 2021, on property securing a mortgage now held by Onity Mortgage Corporation with an outstanding balance of $266,881.36.

May 13, 2026ForeclosureDelta

Foreclosure — Delta

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

Public notice of a foreclosure sale for a deed of trust recorded in Delta County involving Patricia V. Faas and Finance of America Reverse LLC. The loan's outstanding principal balance is $142,138.38 and a foreclosure sale proceeding has been initiated.

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

Public Trustee initiated a foreclosure sale for a deed of trust recorded October 20, 2015, involving borrower Steven Ross and current note holder PNC Bank NA. The recorded outstanding principal is $160,155.96 and a sale is proceeding under Colorado law.

This is a public notice of a foreclosure sale by the Delta County Public Trustee for a deed of trust originally recorded August 18, 2021, on property securing a mortgage now held by Onity Mortgage Corporation with an outstanding balance of $266,881.36.

See also

More from THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES(5)→