Who is the borrower in this foreclosure notice?

The original grantor/borrower listed is Steven Ross.

Who currently holds the loan?

The current holder of the evidence of debt is PNC Bank, National Association.

How much is the outstanding principal balance?

The notice lists an outstanding principal balance of $160,155.96.

Foreclosure — Delta

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Lender

Affects:HomeownersProperty BuyersCreditors

Public Trustee initiated a foreclosure sale for a deed of trust recorded October 20, 2015, involving borrower Steven Ross and current note holder PNC Bank NA. The recorded outstanding principal is $160,155.96 and a sale is proceeding under Colorado law.

Key Takeaways

Foreclosure notice recorded February 20, 2026
Original borrower: Steven Ross
Current holder: PNC Bank, N.A.
Outstanding principal: $160,155.96
Deed of trust recorded October 20, 2015 in Delta County

Published: May 13, 2026 · 6 days ago
Category: Foreclosure
City: Delta

Research context

6 foreclosure notices in Delta (last 12 months)

If you don't respond

If no action is taken before the foreclosure sale, the property may be sold to satisfy the debt; the notice was recorded February 20, 2026 and sale will proceed under CRS §38‑38‑101 et seq.

What to do next

1
Contact the Public Trustee
Call or visit the Delta County Public Trustee’s office to confirm sale date and redemption options; reference the February 20, 2026 recording.
2
Consult an attorney
Speak with a foreclosure or real estate attorney immediately to discuss defenses, possible reinstatement, or redemption before the sale.
3
Verify payoff and ownership details
Obtain a full payoff statement from PNC Bank, N.A., and review recorded deed of trust (Reception No. 683601) to confirm amounts and dates.

Frequently asked questions

Who is the borrower in this foreclosure notice?: The original grantor/borrower listed is Steven Ross.
Who currently holds the loan?: The current holder of the evidence of debt is PNC Bank, National Association.
How much is the outstanding principal balance?: The notice lists an outstanding principal balance of $160,155.96.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A document securing a loan with real property as collateral, used to foreclose if payments default.
Notice of Election and Demand: A formal public notice filed to start the nonjudicial foreclosure process.
Public Trustee: A county official who conducts foreclosure sales in Colorado under state statute.

Full Notice Text

COMBINED NOTICE ‑ PUBLICATIONCRS §38‑38‑103 FORECLOSURE SALE NO. 2026‑0005To Whom It May Concern: This Notice is given with regard to the followingdescribed Deed of Trust:On February 20, 2026, the undersigned Public Trustee caused the Notice ofElection and Demand relating to the Deed of Trust described below to berecorded in the County of Delta records.Original Grantor(s): Steven RossOriginal Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., asnominee for Cornerstone Home Lending, Inc., Its Successors and AssignsCurrent Holder of Evidence of Debt	 PNC Bank, National AssociationDate of Deed of Trust: October 19, 2015County of Recording: DeltaRecording Date of Deed of Trust: October 20, 2015Recording Information (Reception No. and/or Book/Page No.): 683601Original Principal Amount: $219,600.00Outstanding Principal Balance: $160,155.96Pursuant to CRS §38‑38‑101(4)(i), you

Related Notices

Notice

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This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

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This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

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A public trustee foreclosure notice for a deed of trust recorded in Delta County involves a mortgage originally for $400,240 and an outstanding balance of $407,453.43 held by the Secretary of Veterans Affairs; a sale may be scheduled following notice requirements.

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This is a public notice of a foreclosure sale by the Delta County Public Trustee for a deed of trust originally recorded August 18, 2021, on property securing a mortgage now held by Onity Mortgage Corporation with an outstanding balance of $266,881.36.

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Foreclosure — Delta

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

Public notice of a foreclosure sale for a deed of trust recorded in Delta County involving Patricia V. Faas and Finance of America Reverse LLC. The loan's outstanding principal balance is $142,138.38 and a foreclosure sale proceeding has been initiated.

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

A public trustee foreclosure notice for a deed of trust recorded in Delta County involves a mortgage originally for $400,240 and an outstanding balance of $407,453.43 held by the Secretary of Veterans Affairs; a sale may be scheduled following notice requirements.

This is a public notice of a foreclosure sale by the Delta County Public Trustee for a deed of trust originally recorded August 18, 2021, on property securing a mortgage now held by Onity Mortgage Corporation with an outstanding balance of $266,881.36.

See also

More from PNC Bank, National Association(53)→