What does this foreclosure notice mean for the homeowners?

It means a public trustee foreclosure has been initiated; homeowners risk losing the property unless they cure the default or redeem before sale.

When was the notice recorded?

The Notice of Election and Demand was recorded in Delta County on February 10, 2026.

Foreclosure — Delta

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditorsGeneral Public

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

Key Takeaways

Foreclosure action initiated by Delta County Public Trustee
Deed of trust dated August 18, 1997 (Recorded Aug 21, 1997)
Original principal $51,586.66; current holder: U.S. Bank N.A., Trustee
Notice of Election and Demand recorded February 10, 2026
Property may be sold at public trustee sale

Published: May 13, 2026 · 6 days ago
Category: Foreclosure
City: Delta

Research context

6 foreclosure notices in Delta (last 12 months)

If you don't respond

If no action is taken, the public trustee foreclosure process will proceed and the property may be sold at a trustee sale; the Notice of Election and Demand was recorded February 10, 2026, and failure to redeem could result in loss of the property.

What to do next

1
Contact the Public Trustee
Call or visit the Delta County Public Trustee office to obtain sale date, payoff amount, and redemption requirements.
2
Get current payoff information
Request a payoff statement from U.S. Bank National Association or the loan servicer immediately to determine amounts due.
3
Consult an attorney
Speak with a Colorado foreclosure or real estate attorney promptly to discuss options and timelines before the trustee sale.

Frequently asked questions

What does this foreclosure notice mean for the homeowners?: It means a public trustee foreclosure has been initiated; homeowners risk losing the property unless they cure the default or redeem before sale.
Who is the current holder of the loan?: U.S. Bank National Association, as Trustee for Manufactured Housing Contract Senior/Subordinate Pass‑Through Certificate Trust 1997‑7.
When was the notice recorded?: The Notice of Election and Demand was recorded in Delta County on February 10, 2026.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Notice of Election and Demand: A recorded notice starting the public trustee foreclosure process against a deed of trust.
Deed of Trust: A security instrument where property is held to secure repayment of a loan.
Public Trustee: A county official who administers nonjudicial foreclosures under Colorado law.

Full Notice Text

COMBINED NOTICE ‑ PUBLICATIONCRS §38‑38‑103 FORECLOSURE SALE NO. 2026‑0003To Whom It May Concern: This Notice is given with regard to the followingdescribed Deed of Trust:On February 10, 2026, the undersigned Public Trustee caused the Notice ofElection and Demand relating to the Deed of Trust described below to berecorded in the County of Delta records.Original Grantor(s): Ronald R. Randall and Kathy D. RandallOriginal Beneficiary(ies): Green Tree Financial Servicing CorporationCurrent Holder of Evidence of Debt	 U.S. Bank National Association, asTrustee, for Manufactured Housing ContractSenior/Subordinate Pass‑Through Certificate Trust 1997‑7Date of Deed of Trust: August 18, 1997County of Recording: DeltaRecording Date of Deed of Trust: August 21, 1997Recording Information (Reception No. and/or Book/Page No.)	507067 Book: 785 Page: 69Original Principal Amount: $51,586.66Outstand