What does this foreclosure notice mean for Laura Campbell?

It means the lender has initiated foreclosure on the deed of trust; the property could be sold unless the debt is cured or other legal steps are taken.

Who currently holds the loan on this property?

Onity Mortgage Corporation (f/k/a PHH Mortgage Corporation) is identified as the current holder of the evidence of debt.

How much is owed on the mortgage listed in the notice?

The notice lists an outstanding principal balance of $266,881.36.

Foreclosure — Delta

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditorsGeneral Public

This is a public notice of a foreclosure sale by the Delta County Public Trustee for a deed of trust originally recorded August 18, 2021, on property securing a mortgage now held by Onity Mortgage Corporation with an outstanding balance of $266,881.36.

Key Takeaways

Foreclosure sale initiated by Delta County Public Trustee
Outstanding principal balance: $266,881.36
Original deed recorded August 18, 2021
Current loan holder: Onity Mortgage Corporation
Original borrower: Laura Campbell

Published: May 13, 2026 · 6 days ago
Category: Foreclosure
City: Delta

Research context

6 foreclosure notices in Delta (last 12 months)

If you don't respond

If no action is taken, the property may be sold at foreclosure under CRS §38-38-103; this may occur following the public trustee's sale process (no specific sale date listed in this notice).

What to do next

1
Contact the Public Trustee's Office
Call Delta County Public Trustee to confirm sale date and redemption options; the notice indicates the sale process has begun.
2
Contact the loan holder
Reach out to Onity Mortgage Corporation to discuss payoff amount, reinstatement, or loss-mitigation options.
3
Consult an attorney
Speak with a Colorado foreclosure attorney immediately to review defenses, timelines, and possible filings to stop the sale.

Frequently asked questions

What does this foreclosure notice mean for Laura Campbell?: It means the lender has initiated foreclosure on the deed of trust; the property could be sold unless the debt is cured or other legal steps are taken.
Who currently holds the loan on this property?: Onity Mortgage Corporation (f/k/a PHH Mortgage Corporation) is identified as the current holder of the evidence of debt.
How much is owed on the mortgage listed in the notice?: The notice lists an outstanding principal balance of $266,881.36.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Notice of Election and Demand: A formal public notice that a lender has begun the foreclosure process under Colorado law.
Deed of Trust: A document securing a loan with real property, allowing a public trustee to sell the property on default.
Public Trustee: A county official who conducts foreclosure sales under state law.

Full Notice Text

COMBINED NOTICE ‑ PUBLICATIONCRS §38‑38‑103 FORECLOSURE SALE NO. 2026‑0007To Whom It May Concern: This Notice is given with regard to the followingdescribed Deed of Trust:On February 24, 2026, the undersigned Public Trustee caused the Notice ofElection and Demand relating to the Deed of Trust described below to berecorded in the County of Delta records.Original Grantor(s): Laura CampbellOriginal Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. AS NOMINEE FOR BAY EQUITY LLC, ITS SUCCESSORS AND ASSIGNSCurrent Holder of Evidence of Debt:	ONITY MORTGAGE CORPORATIONF/K/A PHH MORTGAGE CORPORATIONDate of Deed of Trust: August 17, 2021County of Recording: DeltaRecording Date of Deed of Trust: August 18, 2021Recording Information (Reception No. and/or Book/Page No.): 731969Original Principal Amount: $289,900.00Outstanding Principal Balance: $266,881.36Pursuant to CRS §38‑38

Related Notices

Notice

DateCategoryCity

Public notice of a foreclosure sale for a deed of trust recorded in Delta County involving Patricia V. Faas and Finance of America Reverse LLC. The loan's outstanding principal balance is $142,138.38 and a foreclosure sale proceeding has been initiated.

May 13, 2026ForeclosureDelta

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

May 13, 2026ForeclosureDelta

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

May 13, 2026ForeclosureDelta

Public Trustee initiated a foreclosure sale for a deed of trust recorded October 20, 2015, involving borrower Steven Ross and current note holder PNC Bank NA. The recorded outstanding principal is $160,155.96 and a sale is proceeding under Colorado law.

May 13, 2026ForeclosureDelta

A public trustee foreclosure notice for a deed of trust recorded in Delta County involves a mortgage originally for $400,240 and an outstanding balance of $407,453.43 held by the Secretary of Veterans Affairs; a sale may be scheduled following notice requirements.

May 13, 2026ForeclosureDelta

Foreclosure — Delta

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

Public notice of a foreclosure sale for a deed of trust recorded in Delta County involving Patricia V. Faas and Finance of America Reverse LLC. The loan's outstanding principal balance is $142,138.38 and a foreclosure sale proceeding has been initiated.

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

Public Trustee initiated a foreclosure sale for a deed of trust recorded October 20, 2015, involving borrower Steven Ross and current note holder PNC Bank NA. The recorded outstanding principal is $160,155.96 and a sale is proceeding under Colorado law.

A public trustee foreclosure notice for a deed of trust recorded in Delta County involves a mortgage originally for $400,240 and an outstanding balance of $407,453.43 held by the Secretary of Veterans Affairs; a sale may be scheduled following notice requirements.

See also

More from ONITY MORTGAGE CORPORATION F/K/A PHH MORTGAGE CORPORATION(4)→