COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. 26-005
To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 19, 2026, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Garfield records.
Original Grantor(s) Bennett Duff Nicola AND Lucy Margaret Powell
Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BAY EQUITY LLC, ITS SUCCESSORS AND ASSIGNS
Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY
Date of Deed of Trust September 17, 2021,
County of Recording GarfieldRecording Date of Deed of Trust September 17, 2021,
Recording Information (Reception No. and/or Book/Page No.) 963367
Original Principal Amount $394,718.00
Outstanding Principal Balance $363,367.72
Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17 FLYING EAGLE ESTATES SUBDIVISION P.U.D. IN THE TOWN OF SILT ACCORDING TO THE PLAT THEREOF RECORDED APRIL 16, 1996, AS RECEPTION NO. 491572. COUNTY OF GARFIELD STATE OF COLORADO APN #: 217903427017 Purported common address: 400 Ballard Cir, Silt, CO 81652-8714. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.
NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 2:00 P.M. on Wednesday, 06/24/2026 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. A computer workstation is available for the public at our office along with instructions on accessing the sale and submitting bids. Bidding rules are available on our website at https://liveauctions.govease.com/co/cogarfieldforeclosure/1324/browsestandard at least two weeks before the date of sale.
First Publication 4/28/2026Last Publication 5/26/2026Name of Publication Rifle Citizen Telegram
IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;
DATE: 02/19/2026.
Carrie Couey, Public Trustee in and for the County of Garfield, State of Colorado.
The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531, Lynn M. Janeway #15592, Sheila J. Finn #36637, David R. Doughty #40042, N. April Norton #34861, Elizabeth S. Marcus #16092 and Nicholas H. Santarelli #46592 for Janeway Law Firm, P.C. 9540 Maroon Circle, Ste 320, Englewood, CO 80112 (303) 706-9990 Attorney File # 25-036523 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.PUBLISHED IN THE RIFLE CITIZEN TELEGRAM ON TUESDAY, APRIL 28, 2026, TUESDAY, MAY 5, 2026, TUESDAY, MAY 12, 2026, TUESDAY, MAY 19, 2026 AND TUESDAY, MAY 26, 2026.
