What is the deadline to respond to this foreclosure notice?

You must serve written defenses and file the original by June 17, 2026.

Where do I send my written defenses?

Serve a copy to Wayne E. Klinkbeil, Esquire, 121 S. Orange Avenue, Suite 1420, Orlando, FL 32801.

What happens if I do not respond to the foreclosure complaint?

A default may be entered against you and the court can grant the foreclosure remedy sought by the plaintiff.

What property is involved in this foreclosure?

Lot 863, Cleveland Heights Subdivision Unit No. 2, also known as 904 Woodward Street, Lakeland, FL 33803.

May 20, 2026 Foreclosure: 904 Woodward Street, Lakeland, FL, Winter Haven

IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT IN AND FOR POLK COUNTY, FLORIDA REGIONS BANK D/B/A REGIONS MORTGAGE, Plaintiff, vs. JOHN DOE, AS PERSONAL REPRESENTATIVE OF THE ESTATE OF ALBERT C. COOK A/K/A ALBERT COLIN COOK, UNKNOWN SPOUSE OF ALBERT C. COOK A/K/A ALBERT COLIN COOK, ANY AND ALL UNKNOWN PARTIES CLAIMING, BY, THROUGH, UNDER OR AGAINST ALBERT C. COOK A.K/A ALBERT COLIN COOK, WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES OR OTHER CLAIMANTS, KAREN M. COOK, UNKNOWN SPOUSE OF KAREN M. COOK, UNKNOWN TENANT NO. 1 AND UNKNOWN TENANT NO. 2, Defendants. CASE NO.: 2026-CA-001076-A000-BA NOTICE OF ACTION TO: JOHN DOE, AS PERSONAL REPRESENTATIVE OF THE ESTATE OF ALBERT C. COOK A/K/A ALBERT COLIN COOK, UNKNOWN SPOUSE OF ALBERT C. COOK A/K/A ALBERT COLIN COOK, ANY AND ALL UNKNOWN PARTIES CLAIMING, BY, THROUGH, UNDER OR AGAINST ALBERT C. COOK A.K/A ALBERT COLIN COOK, WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES OR OTHER CLAIMANTS, last known address is unknown. Notice is hereby given to JOHN DOE, AS PERSONAL REPRESENTATIVE OF THE ESTATE OF ALBERT C. COOK A/K/A ALBERT COLIN COOK, UNKNOWN SPOUSE OF ALBERT C. COOK A/K/A ALBERT COLIN COOK, ANY AND ALL UNKNOWN PARTIES CLAIMING, BY, THROUGH, UNDER OR AGAINST ALBERT C. COOK A.K/A ALBERT COLIN COOK, WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES OR OTHER CLAIMANTS, that an action to foreclose on the following property in Polk County, Florida: LOT 863, CLEVELAND HEIGHTS SUBDIVISION UNIT NO. 2, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 8, PAGE(S) 36 THROUGH 37, INCLUSIVE, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA. ALSO KNOWN AS 904 WOODWARD STREET, LAKELAND, FL 33803. has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Wayne E. Klinkbeil, Esquire, the Plaintiff's attorney, whose address is, 121 S. Orange Avenue, Suite 1420, Orlando, FL 32801. on or before 6/17/2026 and file the original with the clerk of the court either before service on the Plaintiffs' attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. DATED ON May 11, 2026 STACY M. BUTTERFIELD Clerk of Circuit Court By: S Irlanda Deputy Clerk (SEAL) May 20, 27, 2026 209664

Foreclosure — 904 Woodward Street, Lakeland, FL (2026-CA-001076-A000-BA)

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

PNC Bank has filed a foreclosure lawsuit against Matthew C. Ellis (and unknown spouse) for property at Lot 108, Lake Wales Heights in Polk County. The defendant must file written defenses within 30 days of the first publication to avoid default and loss of the property.

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This notice advertises a foreclosure sale of two Polk County parcels ordered by the Circuit Court after an Amended Final Judgment entered March 10, 2026. The sale will be held online on June 9, 2026 at 10:00 a.m.; highest cash bidder wins.

The Polk County Clerk will sell Lot 5, Cypress Landing Phase One (Parcel 26-29-01-663560-000050) at public online auction on June 15, 2026 at 10:00 AM following a final judgment of foreclosure. Surplus claimants must file within 60 days after sale.

The Polk County Clerk will sell the Lakeland property at 1049 Edith Ave at a public foreclosure auction starting June 9, 2026 online, following a Final Judgment of Foreclosure dated April 22, 2026. Surplus funds claims must be filed before the clerk reports them unclaimed.

Plaintiff Towd Point Mortgage Trust 2019-3 filed a mortgage foreclosure against the estate and unknown heirs of Mary Elaine Martin involving real property at 3716 Mount Tabor Road, Lakeland. Defendants must file written defenses by June 8, 2026 or risk default and loss of the property.

Marbella at Davenport Homeowners Association filed to foreclose a lien against Lot 100, Marbella at Davenport (Polk County). The defendants, including Paul Molina and unknown spouse, must respond by June 8, 2026 or risk a default judgment and loss of rights in the property.

A mortgage foreclosure lawsuit was filed by Lakeview Loan Servicing against George Justin Trinchet for property at 510 Lime St SE, Fort Meade. The defendant must file written defenses with the court by June 8, 2026 or risk a default judgment and loss of the property.

See also

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