When and where is the foreclosure sale?

The sale is June 25, 2026 at 11:00 AM CST online at www.bay.realforeclose.com.

What property is being sold in this foreclosure?

The property is 3113 West 20th Court, Panama City, FL 32405 (Lot 13, Block A, Sherwood Subdivision Unit 1).

How do I claim surplus funds after the sale?

File a claim with the Clerk of Court before the clerk reports the surplus as unclaimed.

Who is the plaintiff in this case?

NewRez LLC d/b/a Shellpoint Mortgage Servicing is the plaintiff.

May 20, 2026 Foreclosure: 3113 West 20th Court, Panama City, FL

IN THE CIRCUIT COURT FOR THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CIRCUIT CIVIL DIVISION CASE NO.: 25000787CA NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING Plaintiff(s), VS. ROBERT J. ELKO JR.; et al., Defendant(s). NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN THAT, pursuant to Plaintiff's Final Judgment of Foreclosureentered on March 25, 2026 in the above-captioned action, the Clerk of Court will sell to the highestand best bidder for cash at www.bay.realforeclose.com in accordance with Chapter 45, FloridaStatutes on the 25th day of June, 2026 at 11:00 AM CST, on the following described property asset forth in said Final Judgment of Foreclosure or order, to wit: THE FOLLOWING DESCRIBED PROPERTY: LOT 13, BLOCK A, INSHERWOOD SUBDIVISION, UNIT 1, A SUBDIVISION OF SECTION 36,TOWNSHIP 3 SOUTH, RANGE 15 WEST, BAY COUNTY, FLORIDA ACCORDING TO PLAT RECORDED IN PLAT BOOK 9, PAGE 35, OF THEPUBLIC RECORDS OF BAY COUNTY, FLORIDA. ASSESSORS PARCELNUMBER: 28503000000. Property address: 3113 West 20th Court, Panama City, FL 32405 Any person claiming an interest in the surplus from the sale, if any, other than theproperty owner as of the date of the lis pendens, must file a claim before the clerk reports the surplus as unclaimed. AMERICANS WITH DISABILITIES ACT If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P.O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing iimpaired, please call 711. (850 767-3550 or ADArequest@jud14.flcourts.com Bill Kinsaul CLERK OF THE CIRCUIT COURT As Clerk of the Court BY: (SEAL) /s/ Abrial Johnson Deputy Clerk 5/14/2026 Padgett Law Group, Attorney for Plaintiff 6267 Old Water Oak Road, Suite 203 Tallahassee, FL 32312 attorney@padgettlawgroup.com #12336867; 05/20, 05/27/2026

Foreclosure — 3113 West 20th Court, Panama City, FL (25000787CA)

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Frequently asked questions

Legal terms in this notice

Related Notices

A court-ordered foreclosure sale will be held online on June 16, 2026 at 12:00 p.m. EST for property in Panama City (Tax ID 21176-000-000) following a final judgment in Case No. 22000965CA. Proceeds surplus claims must be filed before the clerk reports unclaimed funds.

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EF Mortgage LLC filed a mortgage foreclosure lawsuit against Mileena Walding and others concerning property at 108 Moody Dr, Panama City. The defendant must file written defenses within 30 days of the first publication or risk default and loss of the property.

Clerk's Notice of Sale: a foreclosure sale of the property at 2119 Briawood Cir, Panama City will be held online July 17, 2026 at 11:00 a.m. CST; surplus claimants must file before the clerk reports unclaimed surplus.

A foreclosure sale is scheduled for June 15, 2026 at 11:00 a.m. CT for real property in Bay County after a Summary Final Judgment entered April 30, 2026. The clerk will sell the property online to the highest bidder.

A final judgment orders a public foreclosure sale of real property and a 2023 manufactured home linked to Beryl James Miller and others. The clerk will sell the property online on June 26, 2026 at 11:00 AM CST to the highest bidder for cash.

A court-ordered public foreclosure sale will be held online on July 7, 2026, to auction a Bay County residential lot (Lot 19, Block 4, Keith's First Addition, Panama City). Surplus funds claims must be filed before the clerk reports them unclaimed.

A final judgment of foreclosure was entered and the Clerk will sell the property at 519 Palermo Rd, Panama City, FL at a public online auction on June 15, 2026 at 11:00 AM. Surplus funds claims must be filed before the clerk reports them unclaimed.

See also

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