NOTICE OF DEFAULT AND INTENT TO FORECLOSE
WESTGATE RIVER RANCH FILE: 86605.0002
Pursuant to Section 721.856, Florida Statutes, the undersigned Trustee as appointed by Westgate Resorts Ltd. (hereinafter referred to as WESTGATE) hereby formally notifies (See Exhibit A) that you are in default due to your failure to pay payments due under the Note and Mortgage (as defined below) together with interest, late fees, and other charges. Additional interest continues to accrue, with regard to the following real property located in POLK County, Florida: (See Exhibit A) (SEE EXHIBIT A) Time Share Interest(s) (SEE EXHIBIT A) according to the Time Sharing Plan for Westgate River Ranch, Official Records Book 6501, at Page 1230, of the Public Records of Polk County, Florida (the Plan). Together with the right to occupy, pursuant to the Plan, Unit(s) (SEE EXHIBIT A), during Unit Week(s) (SEE EXHIBIT A), during Assigned Year(s)(s) - (SEE EXHIBIT A). 3200 River Ranch Blvd., River Ranch, FL 33867 (herein Property Address) (herein Time Share Plan (Property) Address). As a result of the aforementioned default, WESTGATE hereby elects to sell the Property pursuant to Section 721.856, Florida Statutes. Please be advised that in the event that the debt owed to WESTGATE is not paid by 6/29/2026, the undersigned Trustee shall proceed with the sale of the Property as provided in Section 721.856, Florida Statutes. Pursuant to Section 721.856, Florida Statutes, the undersigned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof; (2) Record the notice of sale in the Public Records of POLK County, Florida; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an POLK County newspaper, provided such a newspaper exists at the time of publishing.
If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, all sums due and owing under the Note and Mortgage shall be accelerated and will become immediately due and payable. Additionally, as a result of the default, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.856, Florida Statutes. Any right you may have to reinstate the mortgage after acceleration will be pursuant to the terms of the mortgage. You may choose to sign and send to the undersigned trustee the objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the undersigned trustees receipt of your signed objection form, the foreclosure of the mortgage with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustees sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the mortgage lien. By: GREENSPOON MARDER, LLP, Trustee, 201 E Pine Street, Suite 500, Orlando, FL 32801.
EXHIBIT A NOTICE OF DEFAULT AND INTENT TO FORECLOSE
Owner(s) Address TS Undiv Int Bld Unit Week Year Season MTG Rec Info Default Dt
GIANCARLO BARREDA PANEZ & ELINDA S ERASMUS 13655 Budworth Cir Orlando FL, 32811, 18-118A & 18-118B, 47 & 47, WHOLE & WHOLE, 2 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13565/916, 4/27/2025; JAMES S ATKINS 101 S MAIN ST #26 HIAWASSEE GA, 30546, 4-104B, 8 WHOLE, 1 ALL SEASON-FLOAT WEEK /FLOAT UNIT, 13090/83, 5/2/2024; KIM THAO T VU 30 Foggy Creek Ln Hiram GA, 30141, 4-104B, 8 WHOLE, 1 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13090/83, 5/2/2024; RENE E RODRIGUEZ 9007 SW 23RD LN MIAMI FL, 33165, 1-101, 51 WHOLE, 1 FIXED WEEK/FLOAT UNIT, 13381/1800, 5/1/2025; CONSUELO E PANEZ ISHIDA & JOSE F BARREDA VARGAS Los Olmos 186 Urbanizaciod El Remanso De La Molina Lima , 00000 PERU, 18-118A & 18-118B, 46 & 48, WHOLE & WHOLE, 2 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13481/1275, 3/27/2025; MATTHEW E KLAUS 4 Inverness Drive Bloomington IL, 61701, 16-116, 45, WHOLE, 1 ALL SEASON -FLOAT WEEK/FLOAT UNIT, 13565/958, 4/28/2025; REBECCA J EVON KLAUS PO BOX 8280 PHILADELPHIA PA, 19101, 16-116, 45, WHOLE, 1 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13565/958, 4/28/2025; JESSICA M SUAREZ & DAVID SUAREZ 115 VOLTAIRE DR SPRING HILL FL, 34609, 9-109, 37, WHOLE, 1 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13439/2119, 3/15/2025; CLINT R HORVATH & ALMA L DOMINGUEZ 33 NE 26 Drive Wilton Manors FL, 33334, 15-115B, 49, ODD, 1/2 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13115/2038, 1/5/2025; CHERYL DOYLE 10339 Southwest 208 Terrace Miami FL, 33189, 1-101 & 5-105, 29 & 46, ODD & ODD, 1 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13081/967, 3/20/2025; FRANCISCO A PALOMINO CASTRO 11771 SW 188 Terra Miami FL, 33177, 16-116, 47, ODD, 1/2 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13158/843, 7/8/2024; BELKIS D DIAZ SOCARRAS 15765 SW 150TH CT Miami FL, 33187, 16-116, 47, ODD, 1/2 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13158/843, 7/8/2024; PAMELA K HUGHES & DENNIS P HUGHES 1922 Saint Louis Ave Fort Wayne IN, 46819, 12-112 & 12-112, 19 & 20, WHOLE & WHOLE, 2 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13115/2001, 5/28/2025; KURT E SCHERRER & AMY N SCHERRER 20554 SW 93R D AVE Cutler Bay FL, 33189, 17-117A & 17-117A & 17-117B & 17-117B, 35 & 36 & 37 & 39, WHOLE & WHOLE & WHOLE & WHOLE, 4 ALL SEASON-FLOAT WEEK/ FLOAT UNIT, 13565/1018, 5/2/2025; JACQUELINE THOMAS 14534 SW 84TH ST Miami FL, 33183, 1-101, 35, WHOLE, 1 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13039/109, 5/28/2025; MANUEL PARRA 13011 SW 132nd St Miami FL, 33186, 1-101, 35, WHOLE, 1 ALL SEASON-FLOAT WEEK/FLOAT UNIT, 13039/109, 5/28/2025.
May 15, 22, 2026 26-00937K
