NOTICE OF DEFAULT AND INTENT TO FORECLOSE WESTGATE RIVER RANCH FILE: 20162.0020 (RUDIGER ONLY)
Pursuant to Section 721.855, Florida Statutes, the undersigned Trustee as appointed by Westgate River Ranch Owners Association, Inc. (hereinafter referred to as Association) hereby formally notifies (See Exhibit A) that you are in default due to your failure to pay assessment(s) due for (See Exhibit A) pursuant to the Associations governing documents (Governing Documents) and you now owe Association unpaid assessments, interest, late fees, and other charges. Additional interest continues to accrue. A lien for these amounts has been recorded against the following real property located in POLK County, Florida: (See Exhibit A) (SEE EXHIBIT A) Time Share Interest(s) (SEE EXHIBIT A) according to the Time Sharing Plan for Westgate River Ranch, Official Records Book 6501, at Page 1230, of the Public Records of Polk County, Florida (the Plan). Together with the right to occupy, pursuant to the Plan, Unit(s) (SEE EXHIBIT A), during Unit Week(s) (SEE EXHIBIT A), during Assigned Year(s)(s) - (SEE EXHIBIT A). 3200 River Ranch Blvd., River Ranch, FL 33867 (herein Property Address) (herein Time Share Plan (Property) Address). As a result of the aforementioned default, Association hereby elects to sell the Property pursuant to Section 721.855, Florida Statutes. Please be advised that in the event that the debt owed to the Association is not paid by 6/22/2026, the undersigned Trustee shall proceed with the sale of the Property as provided in in Section 721.855, Florida Statutes, the undersigned Trustee shall: (1) Provide you with written notice of the sale, including the date, time and location thereof; (2) Record the notice of sale in the Public Records of POLK County, Florida; and (3) Publish a copy of the notice of sale two (2) times, once each week, for two (2) successive weeks, in an POLK County newspaper, provided such a newspaper exists at the time of publishing. If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.855, Florida Statutes. You may choose to sign and send to the undersigned trustee the objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the undersigned trustees receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustees sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. By: GREENSPOON MARDER, LLP, Trustee, 201 E. Pine Street, Suite 500, Orlando, FL 32801.
EXHIBIT A NOTICE OF DEFAULT AND INTENT TO FORECLOSE
Owner(s) Address TS Undiv Int Building Unit Week Year Season Suite Type COL Rec Info Yrs Delinquent
R RAYMOND RUDIGER 6305 Frederick Rd Catsonville, MD 21228 & RONNI HUBBARD and TREVOR HUBBARD 33
Leonard Dr East Northport, NY 11731, 1, 1, 101, 34, WHOLE, Floating, 12756/1075, 2019-2023;
May 8, 15, 2026 26-00860K
