What happens if I don't respond to this foreclosure notice?

If you don't file written defenses by June 1, 2026 (or 30 days from publication if later), a default may be entered and the lender can move to foreclose the property.

Where do I file my written defenses?

File the original with the Clerk of the Circuit Court, Polk County, at 255 North Broadway, Bartow, Florida, and serve a copy on Kass Shuler, P.A.

Who is the plaintiff and their attorney in this case?

Plaintiff: Towd Point Mortgage Trust 2018-2, U.S. Bank National Association as Indenture Trustee. Attorney: Donna S. Glick, Kass Shuler, P.A., (813) 229-0900.

May 22, 2026 Foreclosure: 306 James Ave, Winter Haven, FL, Lakeland

NOTICE OF ACTION IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT OF FLORIDA, IN AND FOR POLK COUNTY CIVIL DIVISION Case No. 2026CA000536A000BA TOWD POINT MORTGAGE TRUST 2018-2, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE Plaintiff, vs. FRANCILLIA GANDHI LOVETT AKA FRANCILLIA G LOVETT, et al. Defendants. TO: FRANCILLIA GANDHI LOVETT AKA FRANCILLIA G LOVETT LAST KNOWN ADDRESS 306 JAMES AVE WINTER HAVEN, FL 33823 You are notified that an action to foreclose a mortgage on the following property in Polk County, Florida: ALL THAT CERTAIN PARCEL OF LAND IN, POLK COUNTY, STATE OF FL, AS MORE FULLY DESCRIBED IN BOOK 07487 PAGE 0001 ID#11-28-25-337800-003080, BEING KNOWN AND DESIGNATED AS LOTS 7,8,9 AND EAST 42 FEET OF LOT 10 BLOCK 3 SECTION 11 AZALEA PARK, FILED IN PLAT BOOK 35, PAGE 19. commonly known as 306 JAMES AVE, WINTER HAVEN, FL 33823 has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Donna S. Glick of Kass Shuler, P.A., plaintiffs attorney, whose address is P.O. Box 800, Tampa, Florida 33601, (813) 229-0900, on or before 6/1/2026, (or 30 days from the first date of publication, whichever is later) and file the original with the Clerk of this Court either before service on the Plaintiffs attorney or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the Complaint. AMERICANS WITH DISABILITIES ACT. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator,255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. Dated: April 24, 2026. CLERK OF THE COURT Honorable Stacy M. Butterfield 255 North Broadway Bartow, Florida 33830-9000 (COURT SEAL) By: Ruthy Pacheco Deputy Clerk Donna S. Glick Kass Shuler, P.A., plaintiffs attorney, P.O. Box 800, Tampa, Florida 33601, (813) 229-0900 246300/2530969/and May 22, 29, 2026 26-00962K

Foreclosure — 306 James Ave, Winter Haven, FL (2026CA000536A000BA)

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See also

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