Property at 3486 Cactus Ct will be sold due to foreclosure.

NOTICE OF FORECLOSURE SALE UNDER POWER OF SALE NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF RICHMOND Pursuant to a power of sale contained in a certain security deed executed by JAMES SCHWARK, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. ("MERS"), as beneficiary, as nominee for Atlantic Bay Mortgage Group, LLC, its successors and assigns, dated October 29, 2020, and recorded on November 9, 2020 in Deed Book 1750, beginning at page 643, of the deed records of the Clerk of the Superior Court of Richmond County, Georgia, and by virtue of a default under the terms of said security deed, and the related note, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell at public outcry before the door of the courthouse in Richmond County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in May, 2026, all property described in said security deed including but not limited to the following described property: All that lot or parcel of land with improvements thereon, situate, lying and being in the State of Georgia, County of Richmond, being known and designated as Lot 4, Block "C" Oklahoma Hills Subdivision, as shown on a plat of said subdivision recorded in the Office of the Clerk of Superior Court, Richmond County, Georgia, in Realty Book 30-T, Pages 450-453. Reference being made to said plat for a more complete description as to metes, courses and bounds. Said property may more commonly be known as 3486 CACTUS CT, AUGUSTA, GA 30906 Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable); any matters which might be disclosed by an accurate survey and inspection of the property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.  LoanCare, LLC is the entity with full authority to negotiate, amend and modify the terms of the Note and Security Deed, and it may be contacted at: Address: 3637 Sentara Way, Suite 303, Virginia Beach, VA 23452 Phone: 757-893-1300 To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be JAMES SCHWARK, or tenant(s). Atlantic Bay Mortgage Group, LLC., as Transferee, Assignee, and Secured Creditor As attorney-in-fact for the aforesaid Grantor Please note that if any borrower or obligor has received a discharge in a bankruptcy case filed under Title 11 of the United States Code, no personal liability will arise from this foreclosure action against that individual. This foreclosure action is being pursued solely against the real property to enforce the lien created by the Security Instrument. Respectfully, Marinosci Law Group, P.C. 16415 Addison Road, Suite 725 Addison, TX 75001 (401) 234-9200 (401) 398-2594 THIS LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4870215 04/09/2026, 04/16/2026, 04/23/2026, 04/30/2026