TRUSTEE'S NOTICE OF SALEThe Trustee under the terms of the Trust Deed described herein, at the direction of the Beneficiary, hereby elects to sell the property described in the Trust Deed to satisfy the obligations secured thereby. Pursuant to ORS 86.771, the following information is provided:
1. PARTIES:Grantor: HEATHER MONTGOMERY FKA HEATHER WEDMORETrustee: FIRST AMERICAN TITLE INSURANCE COMPANYSuccessor Trustee: NANCY K. CARYBeneficiary: FREEDOM NORTHWEST CREDIT UNION
2. DESCRIPTION OF PROPERTY: The real property is described as follows:THE FOLLOWING DESCRIBED REAL PROPERTY IN LOT 6, UMPQUA FRUIT RANCH, DOUGLAS COUNTY, OREGON:BEGINNING AT A POINT ON THE WEST SIDE OF LOT 6, WHICH IS WEST 428.3 FEET, AND SOUTH 0° 14' WEST 1074.0 FEET FROM SECTION CORNER COMMON TO SECTIONS 10, 11, 14 AND 15, TOWNSHIP 27 SOUTH, RANGE 6 WEST, WILLAMETTE MERIDIAN, DOUGLAS COUNTY, OREGON, BEING ON THE SOUTH LINE OF PARCEL CONVEYED TO LORIN L. STEWART AND WIFE BY DEED RECORDED AUGUST 30, 1944, RECORDER'S NO. 96195, DEED RECORDS OF DOUGLAS COUNTY, OREGON; THENCE RUNNING FROM SAID BEGINNING POINT EAST 156.75 FEET; THENCE SOUTH 0° 14' WEST 69.5 FEET TO THE NORTHERLY LINE OF PARCEL CONVEYED TO K. C. LAYER AND WIFE BY DEED RECORDED DECEMBER 24, 1945, RECORDER'S NO. 47052, DEED RECORDS OF DOUGLAS COUNTY, OREGON; THENCE WEST 156.75 FEET; THENCE NORTH 69.5 FEET TO THE PLACE OF BEGINNING, AND OTHERWISE DESCRIBED AS WEST HALF OF LOT 10 OF UNRECORDED PLAT OF C.R. GROVE ACREAGE.
3. RECORDING. The Trust Deed was recorded as follows:Date Recorded: September 30, 2020Recording No. 2020-016993Official Records of Douglas County, Oregon
4. DEFAULT. The Grantor or any other person obligated on the Trust Deed and Promissory Note secured thereby is in default and the Beneficiary seeks to foreclose the Trust Deed for failure to pay: The entire principal balance due September 30, 2025, when loan matured; plus late charges and advances; plus any unpaid real property taxes or liens, plus interest.
5. AMOUNT DUE. The amount due on the Note which is secured by the Trust Deed referred to herein is: Principal balance in the amount of $156,328.60; plus interest at the rate of 4.740% per annum from July 30, 2025; plus late charges of $7,816.43; plus advances and foreclosure attorney fees and costs
6. SALE OF PROPERTY. The Trustee hereby states that the property will be sold to satisfy the obligations secured by the Trust Deed. A Trustee's Notice of Default and Election to Sell Under Terms of Trust Deed has been recorded in the Official Records of Douglas County, Oregon.
7. TIME OF SALE.Date: July 23, 2026Time: 11:00 a.m.Place: Douglas County Courthouse, Front Entrance, 1036 SE Douglas, Roseburg, Oregon 97470
8. RIGHT TO REINSTATE. Any person named in ORS 86.778 has the right, at any time that is not later than five days before the Trustee conducts the sale, to have this foreclosure dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due, other than such portion of the principal as would not then be due had no default occurred, by curing any other default that is capable of being cured by tendering the performance required under the obligation or Trust Deed and by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee's and attorney's fees not exceeding the amount provided in ORS 86.778.
NOTICE REGARDING POTENTIAL HAZARDS(This notice is required for notices of sale sent on or after January 1, 2015.)Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale.
You may reach the Oregon State Bar's Lawyer Referral Service at 503-684-3763 or toll-free in Oregon at 800-452-7636 or you may visit its website at: www.osbar.org. Legal assistance may be available if you have a low income and meet federal poverty guidelines. For more information and a directory of legal aid programs, go to http://www.oregonlawhelp.org.Any questions regarding this matter should be directed to Lisa Summers, Paralegal, (541) 686-0344 (TS #45027.9).
DATED: February 24, 2026. Nancy K. Cary, Successor Trustee, Hershner Hunter, LLP, P.O. Box 1475, Eugene, OR 97440.
Pub 102039 Dates: May 15, 22, 29 and June 5, 2026
