What does a mortgagee's sale mean for the homeowners?

It means the lender intends to sell the property at auction to recover the unpaid debt if the mortgage remains in default.

Who currently holds the mortgage?

The notice states the mortgage was assigned to U.S. Bank Trust National Association as the current holder.

Where are the mortgage and assignments recorded?

They are recorded in the Worcester County Registry of Deeds, cited by book and page numbers.

Foreclosure — 0 North Street, Worcester, MA

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

This notice announces a mortgagee's sale under the power of sale for property secured by a mortgage originally given by Jeffrey A. Patterson and Melissa A. Patterson; the lender has assigned the mortgage and intends to sell the property at public auction to enforce the debt.

Key Takeaways

Mortgagee's sale is being held to enforce a 2007 mortgage.
Mortgage was assigned most recently to U.S. Bank Trust National Association.
Property secured by the Patterson mortgage will be sold at public auction.
Sale follows assignments recorded in Worcester County Registry of Deeds.

Published: May 15, 2026 · 4 days ago
Category: Foreclosure
City: Worcester

Address

0 North Street, Worcester, MA

Research context

5 foreclosure notices in Worcester (last 12 months)

If you don't respond

If no action is taken the lender may proceed with the public sale to satisfy the debt; the sale will transfer ownership and defeat the borrowers' equitable rights in the property.

What to do next

1
Verify property details at Registry
Check Worcester County Registry of Deeds (Book 42107, Page 356; Book 68857, Page 395) for full mortgage and assignment records.
2
Contact the mortgage holder
Reach out to U.S. Bank Trust National Association to request payoff amounts and foreclosure status.
3
Seek legal or housing counseling
Consult an attorney or HUD-approved housing counselor immediately to explore reinstatement or loss-mitigation options.

Frequently asked questions

What does a mortgagee's sale mean for the homeowners?: It means the lender intends to sell the property at auction to recover the unpaid debt if the mortgage remains in default.
Who currently holds the mortgage?: The notice states the mortgage was assigned to U.S. Bank Trust National Association as the current holder.
Where are the mortgage and assignments recorded?: They are recorded in the Worcester County Registry of Deeds, cited by book and page numbers.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Power of sale: A clause allowing the mortgage holder to sell the property without court action if borrower defaults.
Mortgagee: The lender or entity that holds the mortgage and can enforce it.
Assignment: A transfer of the mortgage’s ownership or rights from one lender to another.
Registry of Deeds: County office where property records and mortgage documents are recorded.

Full Notice Text

NOTICE OF MORTGAGEE'S SALEOF REAL ESTATE	 By virtue and in executionof the Power of Sale contained in acertain mortgage given by JeffreyA. Patterson, Melissa A. Pattersonto Mortgage Electronic RegistrationSystems, Inc., as nominee for FirstHorizon Home Loans, a division ofFirst Tennessee Bank, N.A., datedNovember 12, 2007 and recordedin the Worcester County (WorcesterDistrict) Registry of Deeds in Book42107, Page 356, of which mortgagethe undersigned is the present holder,by assignment from:Mortgage Electronic RegistrationSystems, Inc., as mortgagee, asnominee for First Horizon HomeLoans, a division of First TennesseeBank N.A., its successors and assignsto Nationstar Mortgage LLC, recordedon February 24, 2023, in Book No.68857, at Page 395Nationstar Mortgage LLC to US BANKTRUST NATIONAL ASSOCIATION,NOT IN ITS INDIVIDUAL CAPACITY