Who is listed as the borrower in this foreclosure notice?

The borrower (mortgagor) is Karena Danielle Sierra, a single person.

Which bank currently holds the mortgage?

The mortgage was assigned to U.S. Bank National Association on September 14, 2021.

Where was the mortgage recorded?

The mortgage was recorded in Freeborn County, Minnesota as Document Number A544066 on August 26, 2020.

Foreclosure — Albert Lea

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

This notice starts a mortgage foreclosure sale for property in Freeborn County after borrower Karena Danielle Sierra defaulted on a $55,290 mortgage originally held by Bremer Bank and later assigned to U.S. Bank National Association. A sale will be scheduled under Minnesota foreclosure law.

Key Takeaways

Mortgage default on $55,290 loan recorded Aug 26, 2020
Mortgagor: Karena Danielle Sierra; mortgagee now U.S. Bank NA
Property in Freeborn County (Lot 36, Block 2, Morin's)
A foreclosure sale will be pursued under state law

Published: May 14, 2026 · 5 days ago
Category: Foreclosure
City: Albert Lea

Research context

3 foreclosure notices in Albert Lea (last 12 months)

If you don't respond

If no action is taken, the lender will proceed with a foreclosure sale which can result in loss of the property; exact sale date and redemption details are provided in later filings.

What to do next

1
Confirm full notice details
Obtain the complete foreclosure notice and sale date from the Freeborn County Recorder or Sheriff's office to learn deadlines and redemption rights.
2
Contact foreclosure counsel
Homeowner should consult an attorney immediately to discuss options before the sale date or within the redemption period.
3
Check assignment and payment history
Request mortgage payoff statement and assignment records from U.S. Bank NA to verify amounts owed and ownership.

Frequently asked questions

Who is listed as the borrower in this foreclosure notice?: The borrower (mortgagor) is Karena Danielle Sierra, a single person.
Which bank currently holds the mortgage?: The mortgage was assigned to U.S. Bank National Association on September 14, 2021.
Where was the mortgage recorded?: The mortgage was recorded in Freeborn County, Minnesota as Document Number A544066 on August 26, 2020.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgagor: The borrower who gave the mortgage on the property.
mortgagee: The lender or entity that holds the mortgage.
assignment of mortgage: Transfer of the mortgage interest from one entity to another.
recorded: Filed with the county recorder to give public notice of the document.

Full Notice Text

NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: August 19, 2020ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $55,290.00MORTGAGOR(S): Karena Danielle Sierra, a single personMORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bremer Bank, National AssociationDATE AND PLACE OF FILING: Recorded on August 26, 2020 as Document Number A544066 in the Office of the CountyRecorder of Freeborn County, Minnesota.ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association by assignment recorded on September 14,2021 as Document Number A550804 in the Office of the County Recorder of Freeborn County, Minnesota.LEGAL DESCRIPTION OF PROPERTY: Lot 36, Block 2, Morin`s