What happens if I ignore this foreclosure notice?

If you do not file an answer by April 28, 2026, the court may enter a default judgment and the lender can proceed with foreclosure.

Who is the plaintiff in this case and who represents them?

U.S. Bank National Association is the plaintiff, represented by Millsap & Singer, LLC (Saad Malik) at 612 Spirit Dr., St. Louis, MO 63005.

Which property is affected by this foreclosure?

The property described as Lot 106 of De Smet Circle, commonly known as 720 Loyola Dr, Florissant, MO 63031.

How do I respond to this notice?

File an answer or other pleading in the Circuit Court of St. Louis County before April 28, 2026, or contact the plaintiff's attorney for more information.

Foreclosure — 720 Loyola Dr, Florissant, MO (26SL-CC14156)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditorsDefendants

U.S. Bank filed a foreclosure action against property at 720 Loyola Dr, Florissant, MO, seeking to enforce a deed of trust dated August 31, 2022 and quiet title; a respondent (John Doe) must respond by April 28, 2026 or default judgment may be entered.

Key Takeaways

Foreclosure action on 720 Loyola Dr, Florissant, MO
Respond by April 28, 2026 — 45 days from publication
Deed of Trust dated August 31, 2022 is at issue
Attorney for plaintiff: Millsap & Singer, LLC (Saad Malik)
Default judgment may be entered if no response

Published: May 19, 2026 · today
Category: Foreclosure
City: Florissant

Address

720 Loyola Dr, Florissant, MO

Case #

26SL-CC14156

Research context

3 foreclosure notices in Florissant (last 12 months)

View full case dossier

All filings for #26SL-CC14156 with AI case analysis

If you don't respond

If no answer or appearance is filed by April 28, 2026 (45 days from first publication), a default judgment may be entered against the defendant, potentially resulting in loss of property through foreclosure.

What to do next

1
File an answer in court
File an answer or other pleading in the Circuit Court of St. Louis County before April 28, 2026 to avoid default judgment.
2
Contact plaintiff's attorney
Reach out to Millsap & Singer, LLC (Saad Malik) at 612 Spirit Dr., St. Louis, MO 63005 for case details or to discuss options.
3
Seek legal help
Consult a foreclosure or real estate attorney immediately to evaluate defenses and possible loss-mitigation before April 28, 2026.

Frequently asked questions

What happens if I ignore this foreclosure notice?: If you do not file an answer by April 28, 2026, the court may enter a default judgment and the lender can proceed with foreclosure.
Who is the plaintiff in this case and who represents them?: U.S. Bank National Association is the plaintiff, represented by Millsap & Singer, LLC (Saad Malik) at 612 Spirit Dr., St. Louis, MO 63005.
Which property is affected by this foreclosure?: The property described as Lot 106 of De Smet Circle, commonly known as 720 Loyola Dr, Florissant, MO 63031.
How do I respond to this notice?: File an answer or other pleading in the Circuit Court of St. Louis County before April 28, 2026, or contact the plaintiff's attorney for more information.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A document securing a loan on real property where a trustee holds title until the loan is repaid.
Quiet title: A legal action to establish clear ownership and remove competing claims to the property.
Service by publication: Notifying an unknown or unreachable defendant by publishing notice in a newspaper instead of personal delivery.

Full Notice Text

In Re: U.S. Bank National Association vs. Dennis Morgan, et. al.
In the CIRCUIT COURT of
St. Louis County, MissouriDate March 27, 2026
Case Number 26SL-CC14156
Division
U.S. Bank National Association Plaintiff/Petitioner vs. Dennis Morgan, et. al. Defendant/RespondentNOTICE UPON ORDER FOR
SERVICE BY PUBLICATIONThe State of Missouri to respondent/defendant: John Doe
You are hereby notified that an action has been commenced against you in the Circuit Court of St. Louis County, Missouri the object and general nature of which : to foreclose the property secured by a Deed of Trust dated August 31, 2022
and to quiet title with regard to the said property
and which affects the following described property: LOT 106 OF DE SMET CIRCLE, A SUBDIVISION IN ST. LOUIS COUNTY. MISSOURI, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 83 PAGE 45 OF THE ST TOUIS COUNTY RECORDS. SUBJECT TO EASEMENTS, CONDITIONS, RESTRICTIONS, BUILDING LINES, AND ZONING REGUTLATIONS, IF ANY
Commonly known and numbered as 720 Loyola Dr, Florissant, MO 63031
The names of all parties to said action are stated above in the caption and the name(s) and address(es) of the attorney(s) for petitioner(s)/plaintiff(s) are Millsap & Singer, LLC, Saad Malik, 612 Spirit Dr., St. Louis, MO 63005
You are further notified that unless you file an answer or other pleading or shall otherwise appear and defend against the aforesaid petition within 45 days after the date of first publication of this notice, which date is APRIL 28, 2026 or judgment by default will be rendered against you.
Witness my hand and the seal of the Circuit Court this day April 21, 2026.
(Seal)
JOAN M. GILMER, Circuit Clerk
By /s/ A. MASON
Deputy Clerk
4157506 County Apr. 28, 2026