What is the deadline to respond to this foreclosure notice?

You must file an answer or appear within 45 days of first publication; the notice lists April 28, 2026 as the deadline.

Who filed the foreclosure and who is their attorney?

U.S. Bank National Association filed the suit; counsel is Millsap & Singer, LLC, Saad Malik, 612 Spirit Dr., St. Louis, MO 63005.

What property is affected by this foreclosure?

The property commonly known as 720 Loyola Dr, Florissant, MO 63031 (Lot 106 of De Smet Circle subdivision).

Foreclosure — 720 Loyola Dr, Florissant, MO 63031 (26SL-CC14156)

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Lender

Affects:DefendantsProperty BuyersCreditors

U.S. Bank National Association has filed a foreclosure suit to foreclose a deed of trust and quiet title on the property at 720 Loyola Dr, Florissant. A default judgment may be entered if a defendant does not respond by April 28, 2026.

Key Takeaways

Foreclosure lawsuit filed on property at 720 Loyola Dr
Respond by April 28, 2026 to avoid default judgment
Plaintiff: U.S. Bank National Association; attorney Millsap & Singer, LLC
Action seeks to foreclose deed of trust and quiet title

Published: May 12, 2026 · 1 week ago
Category: Foreclosure
City: Florissant
Address

720 Loyola Dr, Florissant, MO 63031

Case #

26SL-CC14156

Research context

3 foreclosure notices in Florissant (last 12 months)

View full case dossier

All filings for #26SL-CC14156 with AI case analysis

If you don't respond

If no answer or appearance is filed within 45 days of first publication (deadline April 28, 2026), a default judgment may be entered against the defendant, potentially resulting in loss of the property.

What to do next

1
File an answer or appear in court
File an answer or other pleading in St. Louis County Circuit Court by April 28, 2026 to avoid default judgment.
2
Contact the plaintiff's attorney
Reach Millsap & Singer, LLC (Saad Malik) at 612 Spirit Dr., St. Louis, MO 63005 to discuss the case or possible resolution.
3
Seek legal counsel immediately
Consult a Missouri foreclosure attorney right away to review options, including reinstatement or defense, before April 28, 2026.

Frequently asked questions

What is the deadline to respond to this foreclosure notice?: You must file an answer or appear within 45 days of first publication; the notice lists April 28, 2026 as the deadline.
Who filed the foreclosure and who is their attorney?: U.S. Bank National Association filed the suit; counsel is Millsap & Singer, LLC, Saad Malik, 612 Spirit Dr., St. Louis, MO 63005.
What property is affected by this foreclosure?: The property commonly known as 720 Loyola Dr, Florissant, MO 63031 (Lot 106 of De Smet Circle subdivision).

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A security instrument where property is used as collateral for a loan, held by a trustee for the lender.
Quiet title: A lawsuit to establish clear ownership by removing competing claims or liens on the property.
Service by publication: Notifying a defendant through public notices when their address is unknown or personal service can't be made.
Default judgment: A court decision entered against a party who fails to respond or appear in the case.

Full Notice Text

In Re: U.S. Bank National Association vs. Dennis Morgan, et. al.
In the CIRCUIT COURT of
St. Louis County, MissouriDate March 27, 2026
Case Number 26SL-CC14156
Division
U.S. Bank National Association Plaintiff/Petitioner vs. Dennis Morgan, et. al. Defendant/RespondentNOTICE UPON ORDER FOR
SERVICE BY PUBLICATIONThe State of Missouri to respondent/defendant: John Doe
You are hereby notified that an action has been commenced against you in the Circuit Court of St. Louis County, Missouri the object and general nature of which : to foreclose the property secured by a Deed of Trust dated August 31, 2022
and to quiet title with regard to the said property
and which affects the following described property: LOT 106 OF DE SMET CIRCLE, A SUBDIVISION IN ST. LOUIS COUNTY. MISSOURI, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 83 PAGE 45 OF THE ST TOUIS COUNTY RECORDS. SUBJECT TO EASEMENTS, CONDITIONS, RESTRICTIONS, BUILDING LINES, AND ZONING REGUTLATIONS, IF ANY
Commonly known and numbered as 720 Loyola Dr, Florissant, MO 63031
The names of all parties to said action are stated above in the caption and the name(s) and address(es) of the attorney(s) for petitioner(s)/plaintiff(s) are Millsap & Singer, LLC, Saad Malik, 612 Spirit Dr., St. Louis, MO 63005
You are further notified that unless you file an answer or other pleading or shall otherwise appear and defend against the aforesaid petition within 45 days after the date of first publication of this notice, which date is APRIL 28, 2026 or judgment by default will be rendered against you.
Witness my hand and the seal of the Circuit Court this day April 21, 2026.
(Seal)
JOAN M. GILMER, Circuit Clerk
By /s/ A. MASON
Deputy Clerk
4157506 County Apr. 28, 2026