NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 11, 2017
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,430.00
MORTGAGOR(S): John P. Westmoreland, a married man and Lori B. Westmoreland, his wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans, Inc.
DATE AND PLACE OF FILING: Recorded on March 22, 2017 as Document Number A000473375 in the Office of the County Recorder of Carlton County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Rocket Mortgage, LLC f/k/a Quicken Loans, LLC by assignment recorded on March 12, 2024 as Document Number A000515865 in the Office of the County Recorder of Carlton County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 4 and West 12 feet of Lot 5, West Side Addition to Moose Lake, according to the plat thereof on file and of record in the Office of the County Recorder, in and for Carlton County, Minnesota.
STREET ADDRESS OF PROPERTY: 4678 WEST RD., MOOSE LAKE, MN 55767-9103
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $65,820.60
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Quicken Loans, Inc.
RESIDENTIAL SERVICER: Rocket Mortgage, LLC
TAX PARCEL IDENTIFICATION NUMBER: 63-350-0080
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100039033671436727
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 23, 2026 at 10:00 AM.
PLACE OF SALE: Carlton County Sheriff’s Office, 1780 Justice Dr, Suite 1300, Carlton, MN 55718.
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 23, 2027.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: April 28, 2026
ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC
Mortgagee
TROTT LAW, P.C.
By: /s/
N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
*Alexa Marsh, Esq.*
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-0426-FC02)
Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer.
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
PKN May 1, 8, 15, 22, 29, June 5, 2026
