Who is foreclosing on the property?

Citizens Alliance Bank (successor-by-merger to Farmers & Merchants State Bank) is foreclosing.

Which borrowers are named in the foreclosure notice?

Brian Grannes and Deborah Schwanke-Grannes are the mortgagors named.

When was the mortgage originally recorded?

The original mortgage was recorded October 28, 2011, as Document No. A361651.

Was the mortgage ever modified?

Yes; a modification was recorded April 16, 2024, as Document No. A406523.

Foreclosure — Renville

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersCreditorsProperty Buyers

Citizens Alliance Bank is holding a foreclosure sale for a mortgage on property in Renville County following borrower default and a prior mortgage modification; the sale follows recorded documents from 2011 and April 16, 2024. The sale will dispose of the mortgaged property.

Key Takeaways

Mortgage default by Brian and Deborah Grannes
Original mortgage recorded October 28, 2011
Mortgage modified and recorded April 16, 2024
Citizens Alliance Bank initiating foreclosure sale
Property located in Renville County

Published: May 14, 2026 · 1 week ago
Category: Foreclosure
City: Renville

Research context

4 foreclosure notices in Renville (last 12 months)

If you don't respond

If the borrowers or other interested parties take no action, the mortgage will be foreclosed and the property sold at the foreclosure sale; the notice gives the sale date and terms (as listed) as the deadline for preventing sale.

What to do next

1
Review full foreclosure notice
Obtain the complete foreclosure notice from the Renville County Recorder to find the sale date, time, and redemption information.
2
Contact the lender
Call Citizens Alliance Bank to discuss reinstatement or payoff options before the foreclosure sale.
3
Seek legal advice
Consult a Minnesota foreclosure attorney immediately to learn rights and possible defenses.

Frequently asked questions

Who is foreclosing on the property?: Citizens Alliance Bank (successor-by-merger to Farmers & Merchants State Bank) is foreclosing.
Which borrowers are named in the foreclosure notice?: Brian Grannes and Deborah Schwanke-Grannes are the mortgagors named.
When was the mortgage originally recorded?: The original mortgage was recorded October 28, 2011, as Document No. A361651.
Was the mortgage ever modified?: Yes; a modification was recorded April 16, 2024, as Document No. A406523.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgage modification: A written change to the original mortgage terms, like interest rate or payment schedule.
mortgagee: The lender or entity that holds the mortgage (the bank).
mortgagors: Borrowers who signed the mortgage and pledged the property as security.
recorded: Filed with the county recorder to make the document part of public property records.

Full Notice Text

Notice of Mortgage Foreclosure SaleNOTICE OF MORTGAGE FORECLOSURE SALEDate: April 16, 20261. A default has occurred in the conditions of that certain mortgage execut-ed by Brian Grannes and Deborah Schwanke-Grannes, as mortgagors (col-lectively, “Borrowers”), in favor of Citizens Alliance Bank, a Minnesotabanking corporation, successor-by-merger to Farmers & Merchants StateBank (“Citizens”), as mortgagee, dated June 23, 2011, and recorded onOctober 28, 2011, as Document No. A361651, and modified by that certainpromissory note and mortgage modification agreement, executed byBorrowers, in favor of Citizens, dated December 5, 2012 recorded on April16, 2024, as Document No. A406523, both in the Office of the CountyRecorder in and for Renville County, Minnesota (collectively “Mortgage”).The land described in the Mortgage is not registered land.2. The original principal amount secured by the Mortgage was: $50