Who is being foreclosed on in this notice?

Brian Grannes and Deborah Schwanke-Grannes are the borrowers whose mortgage is in default.

Which bank is conducting the foreclosure?

Citizens Alliance Bank, successor-by-merger to Farmers & Merchants State Bank.

Where are the mortgage documents filed?

In the Office of the County Recorder for Renville County, recorded as Documents A361651 and A406523.

Foreclosure — Renville

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Lender

Affects:HomeownersProperty BuyersCreditors

Citizens Alliance Bank is holding a foreclosure sale for a mortgage on property in Renville County after borrowers Brian and Deborah Grannes defaulted on loans originating in 2011 and modified in 2012; the sale follows recorded mortgage documents and a recent modification.

Key Takeaways

Borrowers defaulted on mortgage secured by Citizens Alliance Bank
Mortgage originated June 23, 2011; modified December 5, 2012
Recorded in Renville County (Docs A361651 and A406523)
Foreclosure sale scheduled following notice of default

Published: May 21, 2026 · today
Category: Foreclosure
City: Renville

Research context

4 foreclosure notices in Renville (last 12 months)

If you don't respond

If no action is taken before the foreclosure sale, the lender may proceed to sell the property at the scheduled sale date, resulting in loss of ownership and possible eviction; the notice indicates recorded defaults and sale procedures but does not list the exact sale date here.

What to do next

1
Review the recorded documents
Obtain copies of Documents A361651 and A406523 from the Renville County Recorder to confirm amounts and dates.
2
Contact the lender immediately
Reach out to Citizens Alliance Bank to discuss reinstatement, payoff, or alternatives before the sale is finalized.
3
Get legal advice
Consult a Minnesota foreclosure attorney promptly to understand timelines and potential defenses.

Frequently asked questions

Who is being foreclosed on in this notice?: Brian Grannes and Deborah Schwanke-Grannes are the borrowers whose mortgage is in default.
Which bank is conducting the foreclosure?: Citizens Alliance Bank, successor-by-merger to Farmers & Merchants State Bank.
Where are the mortgage documents filed?: In the Office of the County Recorder for Renville County, recorded as Documents A361651 and A406523.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgage modification agreement: A written change to the original mortgage terms, such as rate, payment, or schedule.
mortgagee: The lender or entity that holds the mortgage as security for the loan.
mortgagor: The borrower who granted the mortgage on the property.
recorded: Officially filed with the county recorder to give public notice of the document.

Full Notice Text

Notice of Mortgage Foreclosure SaleNOTICE OF MORTGAGE FORECLOSURE SALEDate: April 16, 20261. A default has occurred in the conditions of that certain mortgage execut-ed by Brian Grannes and Deborah Schwanke-Grannes, as mortgagors (col-lectively, “Borrowers”), in favor of Citizens Alliance Bank, a Minnesotabanking corporation, successor-by-merger to Farmers & Merchants StateBank (“Citizens”), as mortgagee, dated June 23, 2011, and recorded onOctober 28, 2011, as Document No. A361651, and modified by that certainpromissory note and mortgage modification agreement, executed byBorrowers, in favor of Citizens, dated December 5, 2012 recorded on April16, 2024, as Document No. A406523, both in the Office of the CountyRecorder in and for Renville County, Minnesota (collectively “Mortgage”).The land described in the Mortgage is not registered land.2. The original principal amount secured by the Mortgage was: $50