Who is listed as the borrower in this foreclosure notice?

James A. Watkins Jr. is named as the mortgagor (borrower).

What company is servicing the loan?

NewRez LLC, doing business as Shellpoint Mortgage Servicing, is listed as the servicer.

When was the mortgage recorded?

The mortgage was filed and recorded on May 5, 2016 in Saint Louis County as Document Number 1284011.

Foreclosure — Saint Louis (26-120112)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersCreditorsProperty Buyers

A mortgage foreclosure sale notice for property secured by a 2016 mortgage originally for $109,570. The servicer NewRez LLC (Shellpoint) alleges default by James A. Watkins Jr.; the lender assigned the mortgage and a sale may follow foreclosure procedures.

Key Takeaways

Foreclosure notice filed for mortgage dated April 8, 2016
Original loan amount: $109,570.00
Mortgagor: James A. Watkins Jr.; Servicer: NewRez LLC (Shellpoint)
Document recorded May 5, 2016 in St. Louis County

Published: May 8, 2026 · 1 week ago
Category: Foreclosure
City: Saint Louis
Case #

26-120112

Research context

2 foreclosure notices in Saint Louis (last 12 months)

View full case dossier

All filings for #26-120112 with AI case analysis

If you don't respond

If the borrower does not cure the default or take legal action before the foreclosure sale, the property may be sold at a sheriff's sale following the foreclosure process; the notice was recorded May 5, 2016.

What to do next

1
Contact the servicer immediately
Reach out to NewRez LLC (Shellpoint) to discuss reinstatement or payoff options and request a payoff quote.
2
Review recorded documents
Obtain a copy of Document Number 1284011 from the St. Louis County Recorder to confirm details and any recorded notices.
3
Consult a foreclosure attorney
Speak with an attorney experienced in Minnesota foreclosures to learn rights, deadlines, and possible defenses.

Frequently asked questions

Who is listed as the borrower in this foreclosure notice?: James A. Watkins Jr. is named as the mortgagor (borrower).
What company is servicing the loan?: NewRez LLC, doing business as Shellpoint Mortgage Servicing, is listed as the servicer.
When was the mortgage recorded?: The mortgage was filed and recorded on May 5, 2016 in Saint Louis County as Document Number 1284011.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgagor: The borrower who gave the mortgage on the property.
mortgagee: The lender or entity holding the mortgage loan.
servicer: Company that collects payments and manages the loan on behalf of the lender.
assignment of mortgage: Transfer of the mortgage from one lender/holder to another.

Full Notice Text

26-120112
NOTICE OF MORTGAGE
FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:  April 8, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $109,570.00

MORTGAGOR(S):  James A Watkins Jr., a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#:  1006669-0000109276-4 

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:  Ditech Financial LLC 

SERVICER: NewRez LLC, d/b/a Shellpoint Mortgage Servicing

DATE AND PLACE OF FILING: Filed May 5, 2016, Saint Louis County Recorder, as Document Number 1284011

ASSIGNMENTS OF MORTGAGE:  Assigned to: NewRez LLC DBA Shellpoint Mortgage Servicing

LEGAL DESCRIPTION OF PROPERTY:
Lot 6, Oothoudt A

Related Notices

Notice

DateCategoryCity

Lender servicer NewRez LLC (Shellpoint) notifies that James A. Watkins Jr. defaulted on an April 8, 2016 mortgage of $109,570, and the mortgage has been assigned for foreclosure sale. The notice starts the process to sell the described property to satisfy the debt.

May 15, 2026ForeclosureSaint Louis

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