What does this foreclosure notice mean for James A. Watkins Jr.?

It means he is in default and the servicer has begun the process to sell the property to recover the $109,570 loan if the debt is not resolved.

Who is servicing the mortgage and can I contact them?

The servicer is NewRez LLC d/b/a Shellpoint Mortgage Servicing; contact details are not listed in the notice.

When was the mortgage recorded?

The mortgage was filed with the Saint Louis County Recorder on May 5, 2016 as Document Number 1284011.

Foreclosure — Saint Louis (26-120112)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

Lender servicer NewRez LLC (Shellpoint) notifies that James A. Watkins Jr. defaulted on an April 8, 2016 mortgage of $109,570, and the mortgage has been assigned for foreclosure sale. The notice starts the process to sell the described property to satisfy the debt.

Key Takeaways

Default on mortgage secured April 8, 2016
Original loan amount: $109,570.00
Servicer: NewRez LLC d/b/a Shellpoint Mortgage Servicing
Filed May 5, 2016 in Saint Louis County Recorder
Foreclosure sale is being initiated against the property

Published: May 15, 2026 · 4 days ago
Category: Foreclosure
City: Saint Louis
Case #

26-120112

Research context

2 foreclosure notices in Saint Louis (last 12 months)

View full case dossier

All filings for #26-120112 with AI case analysis

If you don't respond

If no action is taken, the mortgagee will proceed with a foreclosure sale to satisfy the debt; the recorded filing date is May 5, 2016 which starts foreclosure timelines and potential loss of property.

What to do next

1
Contact the servicer immediately
Reach out to NewRez LLC d/b/a Shellpoint Mortgage Servicing to discuss reinstatement or payoff options before sale.
2
Obtain full foreclosure notice
Request the complete foreclosure sale notice and timeline from the county recorder or servicer to identify deadlines and sale date.
3
Consult an attorney or housing counselor
Seek legal advice or a HUD-approved housing counselor to review options, including loan modification or redemption rights.

Frequently asked questions

What does this foreclosure notice mean for James A. Watkins Jr.?: It means he is in default and the servicer has begun the process to sell the property to recover the $109,570 loan if the debt is not resolved.
Who is servicing the mortgage and can I contact them?: The servicer is NewRez LLC d/b/a Shellpoint Mortgage Servicing; contact details are not listed in the notice.
When was the mortgage recorded?: The mortgage was filed with the Saint Louis County Recorder on May 5, 2016 as Document Number 1284011.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgagee: The lender or entity that holds the mortgage and can enforce foreclosure rights.
mortgagor: The borrower who granted the mortgage on the property.
servicer: Company that collects payments and handles foreclosure processes for the lender.
assignment of mortgage: Transfer of the mortgage from one lender or servicer to another.

Full Notice Text

26-120112
NOTICE OF MORTGAGE
FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:  April 8, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $109,570.00

MORTGAGOR(S):  James A Watkins Jr., a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#:  1006669-0000109276-4 

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:  Ditech Financial LLC 

SERVICER: NewRez LLC, d/b/a Shellpoint Mortgage Servicing

DATE AND PLACE OF FILING: Filed May 5, 2016, Saint Louis County Recorder, as Document Number 1284011

ASSIGNMENTS OF MORTGAGE:  Assigned to: NewRez LLC DBA Shellpoint Mortgage Servicing

LEGAL DESCRIPTION OF PROPERTY:
Lot 6, Oothoudt A

Related Notices

Notice

DateCategoryCity

A mortgage foreclosure sale notice for property secured by a 2016 mortgage originally for $109,570. The servicer NewRez LLC (Shellpoint) alleges default by James A. Watkins Jr.; the lender assigned the mortgage and a sale may follow foreclosure procedures.

May 8, 2026ForeclosureSaint Louis

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