NOTICE OF MORTGAGE
FORECLOSURE SALE
Date: May 1, 2026
YOU ARE NOTIFIED THAT default
has occurred in the conditions of the following
described Mortgage:
INFORMATION REGARDING
MORTGAGE TO BE FORECLOSED
1. The Mortgagor is Cathleen A.
Conger, a single person.
2. The Mortgagee is First Alliance
Credit Union, a financial corporation and
credit union under the laws of the State
of Minnesota.
3. The Revolving Credit Mortgage
(the “Mortgage”) is dated February 23,
2018, and was recorded in the office of
the County Recorder of Olmsted County,
Minnesota, on March 1, 2018, as Document
Number A1444192.
4. The Mortgage has not been assigned.
INFORMATION REGARDING
MORTGAGED PREMISES
5. The tax parcel identification number
of the mortgaged premises is
44.02.12.062293.
6. The legal description of the mortgaged
premises is:
That part of the Northwest 1/4 of the
Northeast 1/4 of Section 2, Township
104 North, Range 14 West Olmsted
County described as follows: Commencing
at the Northwest corner of said
Northwest 1/4 of the Northeast 1/4,
thence an assumed bearing of South 89
degrees 32 minutes 55 seconds East
along North line of said Northwest 1/4 of
the Northeast 1/4 142.10 feet to the
Northwest corner of Richardson's Estates
according to the recorded plat
thereof; then South 01 degrees 43 minutes
05 seconds East along the West
line of said Richardson's Estates 232.45
feet to the point of beginning; thence
continuing South 01 degree 43 minutes
05 seconds East along said West line
70.89 feet; thence North 89 degrees 32
minutes 55 seconds West 142.10 feet;
thence North 01 degrees 43 minutes 05
seconds West 70.89 feet; thence South
89 degrees 32 minutes 50 seconds East
142.10 feet to the point of beginning..
7. The physical street address, city,
and zip code of the mortgaged premises
is 606 Tower Court Southeast, Stewartville,
Minnesota 55976.
OTHER FORECLOSURE DATA
8. The person holding the Mortgage
is not a transaction agent as defined by
the Minnesota Residential Mortgage
Originator and Servicer Licensing Act.
The name of the residential mortgage
servicer and the lender or broker, as defined
by this Act, is First Alliance Credit
Union.
INFORMATION REGARDING
FORECLOSURE
10. The conditions precedent and
requisites for foreclosure under the Minnesota
Statutes on foreclosure by advertisement
have been satisfied, including
that no action at law to recover the debt
secured by the Mortgage is pending and
that a default has occurred by which the
power to sell has become operative.
11. The original principal amount secured
by the Mortgage was $25,000.00.
12. At the date of this Notice, the
amount due on the Mortgage is
$26,974.61.
13. Pursuant to the power of sale in
the Mortgage, the Mortgage will be foreclosed,
and the Sheriff of Olmsted
County, Minnesota, will sell the mortgaged
premises at public auction on
June 29, 2026, at 10:00 a.m., at the
Olmsted County Sheriff's Office,
Civil/Warrants Division, in the Olmsted
County Law Enforcement Center, 101
Fourth Street Southeast, in the City of
Rochester, Minnesota.
14. The time allowed by law for redemption
by the Mortgagor or the personal
representatives or assigns of the
Mortgagor is six months after the date of
sale.
15. If the real estate is an owner-occupied
single-family dwelling, the time to
vacate the property if the Mortgage is
not reinstated under Minnesota Statutes,
section 580.30, or if the property is not
redeemed under Minnesota Statutes,
section 580.23, is 11:59 p.m. on the 29th
day of December 2026.
16. THE TIME ALLOWED BY LAW
FOR REDEMPTION BY THE MORTGAGOR,
THE MORTGAGOR'S PERSONAL
REPRESENTATIVES OR
ASSIGNS, MAY BE REDUCED TO
FIVE WEEKS IF A JUDICIAL ORDER IS
ENTERED UNDER MINNESOTA
STATUTES, SECTION 582.032, DETERMINING,
AMONG OTHER
THINGS, THAT THE MORTGAGED
PREMISES ARE IMPROVED WITH A
RESIDENTIAL DWELLING OF LESS
THAN FIVE UNITS, ARE NOT PROPERTY
USED IN AGRICULTURAL PRODUCTION,
AND ARE ABANDONED.
THIS COMMUNICATION IS FROM
A DEBT COLLECTOR. WE ARE ATTEMPTING
TO COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
FIRST ALLIANCE CREDIT UNION,
Mortgagee
DUNLAP & SEEGER, P. A.
By s/ Benjamin S. King
Benjamin S. King
Attorney Registration No. 0395466
Attorneys for Mortgagee
30 Third Street Southeast, Suite 400
Post Office Box 549
Rochester, Minnesota 55903-0549
Telephone: (507) 288-9111
9-14caf
