NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF
THE DEBT AND IDENTITY OF THE
ORIGINAL CREDITOR WITHIN THE
TIME PROVIDED BY LAW IS NOT AFFECTED
BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that
default has occurred in the conditions of
the following described mortgage:
Mortgagor: Janel M Keller, a single
person
Mortgagee: United States of America,
acting through Rural Housing Service,
United States Department of
Agriculture
Dated: December 15, 2005
Recorded: December 22, 2005
Olmsted County Recorder Document
No. A-1086394
Transaction Agent: N/A
Transaction Agent Mortgage Identification
Number: N/A
Lender or Broker: United States of
America, acting through Rural Housing
Service, United States Department of
Agriculture
Residential Mortgage Servicer: ISN
Corporation
Mortgage Originator: United States
of America, acting through Rural Housing
Service, United States Department
of Agriculture
LEGAL DESCRIPTION OF PROPERTY:
Lot 16, Block 1, Beach Wood
Subdivision, in the City of Stewartville,
Olmsted County, Minnesota
This is Abstract Property.
TAX PARCEL NO.: 543523029172
ADDRESS OF PROPERTY: 303
10th Ave NE, Stewartville, MN 55976
COUNTY IN WHICH PROPERTY IS
LOCATED: Olmsted
ORIGINAL PRINCIPAL AMOUNT
OF MORTGAGE: $165,000.00
AMOUNT DUE AND CLAIMED TO
BE DUE AS OF DATE OF NOTICE:
$431,541.81
That prior to the commencement of
this mortgage foreclosure proceeding
Mortgagee/Assignee of Mortgagee complied
with all notice requirements as required
by statute; that no action or
proceeding has been instituted at law to
recover the debt then remaining secured
by such mortgage, or any part thereof,
or, if the action or proceeding has been
instituted, that the same has been discontinued,
or that an execution upon the
judgment rendered therein has been returned
unsatisfied, in whole or in part;
PURSUANT to the power of sale
contained in said mortgage, the above
described property will be sold by the
Sheriff of said county as follows:
DATE AND TIME OF SALE: June 9,
2026, 10:00 AM
PLACE OF SALE: Civil Division of
Sheriff's Department, 101 SE Fourth
Street, Rochester, MN to pay the debt
then secured by said Mortgage, and
taxes, if any, on said premises, and the
costs and disbursements, including attorneys'
fees allowed by law subject to
redemption within 6 Months from the
date of said sale by the mortgagor(s),
their personal representatives or assigns.
DATE TO VACATE PROPERTY: The
date on or before which the mortgagor
must vacate the property if the mortgage
is not reinstated under Minnesota
Statutes section 580.30 or the property
redeemed under Minnesota Statutes
section 580.23 is December 9, 2026 at
11:59 p.m.
MORTGAGOR(S) RELEASED
FROM FINANCIAL OBLIGATION ON
MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR
REDEMPTION BY THE MORTGAGOR,
THE MORTGAGOR'S PERSONAL
REPRESENTATIVES OR ASSIGNS,
MAY BE REDUCED TO FIVE WEEKS
IF A JUDICIAL ORDER IS ENTERED
UNDER MINNESOTA STATUTES SECTION
582.032, DETERMINING,
AMONG OTHER THINGS, THAT THE
MORTGAGED PREMISES ARE IMPROVED
WITH A RESIDENTIAL
DWELLING OF LESS THAN FIVE
UNITS, ARE NOT PROPERTY USED
IN AGRICULTURAL PRODUCTION,
AND ARE ABANDONED.
Important Notice to Potential Bidders:
Federal law administered by the
Financial Crimes Enforcement Network
(“FinCEN”), a bureau of the U.S. Department
of the Treasury, requires certain
residential real estate transactions to be
reported to the federal government. If
you are the winning bidder at auction,
you may be required to provide identifying
information about yourself and, if applicable,
any entity or trust purchasing
the property. This information is required
by federal law and must be provided to
complete the sale. Failure to provide required
information after the sale may
delay or prevent issuance of the foreclosure
deed.
Dated: March 25, 2026
United States of America, acting
through the Rural Housing Service,
United States Department of Agriculture,
Mortgagee
By: HALLIDAY, WATKINS & MANN,
P.C.
Attorneys for: United States of America,
acting through the Rural Housing
Service, United States Department of
Agriculture, Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM
A DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
MN22891.
5-10paf
