THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2017 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Jodi A. Sinna, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Spire Credit Union DATE AND PLACE OF FILING: Recorded on March 1, 2017 as Document Number 835101 in the Office of the County Recorder of Sherburne County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Pingora Loan Servicing, LLC by assignment recorded on April 28, 2026 as Document Number 996916 in the Office of the County Recorder of Sherburne County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The West 220.00 feet of the Northeast Quarter of the Northeast Quarter of the Northeast Quarter, EXCEPT the South 66.00 feet thereof, of Section 25, Township 35, Range 27, Sherburne County, Minnesota. STREET ADDRESS OF PROPERTY: 14475 293RD AVE NW, ZIMMERMAN, MN 55398 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $134,332.10 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Spire Credit Union RESIDENTIAL SERVICER: Nationstar Mortgage LLC n/k/a Rocket Mortgage, LLC successor by merger to Nationstar Mortgage LLC TAX PARCEL IDENTIFICATION NUMBER: 15-00025-1103 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1005744-0000460447-2 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2026 at 10:00 AM. PLACE OF SALE: Sherburne County Sheriff's Office, 13880 Highway 10, Elk River, MN 55330. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 15, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: May 07, 2026 PINGORA LOAN SERVICING, LLC Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1323-FC01) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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