THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Ratana Powers, a single person Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for CrossCounty Mortgage, LLC., its successors and assigns Dated: February 11, 2022 Recorded: February 24, 2022 Sherburne County Recorder Document No. 938152 Assigned To: NewRez LLC d/b/a Shellpoint Mortgage Servicing Dated: May 16, 2024 Recorded: May 16, 2024 Sherburne County Recorder Document No. 969530 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1007191-0000926804-4 Lender or Broker: CrossCountry Mortgage, LLC, a Limited Liability Company Residential Mortgage Servicer: Shellpoint Mortgage Servicing Mortgage Originator: CrossCountry Mortgage, LLC, a Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, South Side Villas Third Addition Common Interest Community No. 45, according to the plat thereof on file and of record in the office of the County Recorder, Sherburne County, Minnesota This is Abstract Property. TAX PARCEL NO.: 95-00465-0116 ADDRESS OF PROPERTY: 12602 Pond View Rd Zimmerman, MN 55398 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,949.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,106.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2025, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 17, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 23, 2025 NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25011.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to January 20, 2026, at 10:00 AM, Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is July 20, 2026, at 11:59 p.m. Dated: December 17, 2025 By: Halliday, Watkins & Mann, P.C. Attorneys for: NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 MN25011.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to February 24, 2026, at 10:00 AM, Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is August 24, 2026, at 11:59 p.m. Dated: January 15, 2026 By: Halliday, Watkins & Mann, P.C. Attorneys for: NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 MN25011.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to March 31, 2026, at 10:00 AM, Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is September 30, 2026, at 11:59 p.m. Dated: February 19, 2026 By: Halliday, Watkins & Mann, P.C. Attorneys for: NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 MN25011.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to May 6, 2026, at 10:00 AM, Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is November 6, 2026, at 11:59 p.m. Dated: March 30, 2026 By: Halliday, Watkins & Mann, P.C. Attorneys for: NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 MN25011.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to June 8, 2026, at 10:00 AM, Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is December 8, 2026, at 11:59 p.m. Dated: May 8, 2026 By: Halliday, Watkins & Mann, P.C. Attorneys for: NewRez LLC d/b/a Shellpoint Mortgage Servicing, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 MN25011.
5/18/26 Star Tribune
