NOTICE TO ABSENT DEFENDANTS Docket No: F-4372-25 SUPERIOR COURT OF NEW JERSEY, MERCER COUNTY STATE OF NEW JERSEY TO: RONALD M. WILLIAMS, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; JACQUELINE WILLIAMS, her heirs, devisees and personal representatives and their or any of their successors in right, title and interest, heir to Ronald M. Williams; SHARNELLE WILLIAMS, heir to Ronald M. Williams; DEBT CONSULTANTS INC, ASSIGNEE; CHARLINE TIFT; STEWART TITLE GUARANTY COMPANY; GREENWOOD VILLAGE APARTMENTS You are hereby summoned and required to serve upon GARY C. ZEITZ, L.L.C., Plaintiff's Attorney, whose address is 1101 Laurel Oak Road, Suite 170, Voorhees, New Jersey 08043, an answer to the Complaint (and any amendments thereto) filed in a civil action in which PRO CAP 8 FBO FIRSTRUST BANK is Plaintiff and Ronald M. Williams, et al. are Defendants pending in the Superior Court of New Jersey, Chancery Division, Mercer County and bearing Docket No. F-4372-25, within thirty-five (35) days after May 12, 2026, exclusive of such date. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint. You shall file your answer and proof of service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex, 25 West Market Street, P.O. Box 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. This action has been instituted for the purpose of foreclosing tax sale certificate #22-01065 dated December 22, 2022, made by the Collector of Taxes for the City of Trenton, County of Mercer and State of New Jersey, to PRO CAP 8 FBO FIRSTRUST BANK and recorded in the office of the Mercer County Clerk/Register in mortgage book 11795, page 43; and covers real estate located at 964 Smith St, City of Trenton, County of Mercer and State of New Jersey known as Block 19705, Lot 33, addtl 34, as shown on the Tax Assessment Map and Tax Map duplicate of the City of Trenton. NOTIFICATION OF RIGHTS RELATING TO SURPLUS EQUITY (a) the within action could result in the loss of the property owners' equity in the property; (b) the potential loss of equity is a valid basis for contesting the tax foreclosure; and (c) the property owner has the ability to request a sheriff's sale of the property which would require any surplus beyond the amount owed to be deposited with the Superior Court Trust Fund. NOTICE OF SURPLUS EQUITY AFFIRMATIVE DEFENSE: Pursuant to New Jersey Court Rule 4:64-1c ("Definition of Uncontested Action") any allegation in a responsive pleading to this complaint that a party has existing equity in the property shall be treated as a contesting answer to this tax foreclosure complaint. Pursuant to Tyler v. Hennepin County, 598 U.S. 631, 143 S. Ct. 1369 (2023), a property owner may be entitled to the surplus which would be realized over and above the amount due to the plaintiff lienholder. According to Black's Law Dictionary 657 (10th ed. 2014), "surplus" is "an amount of something that is more than what is required or used." If you believe there is a surplus beyond the amount owed to the plaintiff, you must assert same in a responsive pleading. NOTICE OF THE OWNER'S, OR OWNER'S HEIRS RIGHT TO REQUEST A SHERIFF'S SALE: THE OWNER, OR OWNER'S HEIRS, OF THE PROPERTY BEING FORECLOSED HAS THE RIGHT TO DEMAND THAT THE FORECLOSURE PROCEED TO A JUDICIAL SALE OF THE SUBJECT PROPERTY AS IN THE MANNER OF THE FORECLOSURE OF A MORTGAGE, OR AN INTERNET AUCTION, BY THE OFFICE OF THE COUNTY SHERIFF TO PRESERVE ANY EQUITY THAT MAY BE IN THE PROPERTY. IN ORDER FOR THE SHERIFF'S SALE TO OCCUR, THE OWNER, OR OWNER'S HEIRS, MUST FILE A WRITTEN REQUEST CONTAINING THE DEMAND WITH THE CLERK OF THE SUPERIOR COURT, HUGHES JUSTICE COMPLEX, P.O. BOX 971, TRENTON, NJ 08625-0971, BEFORE THE DATE THAT A FINAL JUDGMENT IS ENTERED. IF THE OWNER, OR OWNER'S HEIRS, DEMAND A JUDICIAL SALE, IN A TIMELY MANNER, THE SUPERIOR COURT WILL ORDER THE ENTRY OF A FINAL JUDGMENT AND WRIT OF EXECUTION DIRECTING THAT THE SUBJECT PROPERTY BE SOLD AT A JUDICIAL SALE, AND ANY SURPLUS BEYOND THE AMOUNT OWED ON THE TAX LIEN WILL BE DEPOSITED WITH THE SUPERIOR COURT TRUST FUND. IF THE OWNER, OR OWNER'S HEIRS, DO NOT MAKE A TIMELY DEMAND FOR A JUDICIAL SALE, THE FORECLOSURE ACTION OF THE SUBJECT PROPERTY SHALL PROCEED TO A FINAL JUDGMENT WITHOUT A JUDICIAL SALE, WHICH COULD RESULT IN THE LOSS OF EQUITY IN THE PROPERTY. The record owner of the lands and premises is/are RONALD M. WILLIAMS his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; JACQUELINE WILLIAMS, her heirs, devisees and personal representatives and their or any of their successors in right, title and interest, heir to Ronald M. Williams; SHARNIECE WILLIAMS, heir to Ronald M. Williams; SHARNELLE WILLIAMS, heir to Ronald M. Williams; JASMINE WILLIAMS, heir to Ronald M. Williams and heir to Jacqueline Williams; RONALD M. WILLIAMS, JR., heir to Ronald M. Williams and heir to Jacqueline Williams; MARCUS HEMINGWAY, heir to Jacqueline Williams and such owner(s) is/are named as proper party Defendant(s) to this action to foreclose his/her/their interest, and that of his/her/their successors, in the land and premises secured by Plaintiff's Tax Lien. YOU, DEBT CONSULTANTS INC, ASSIGNEE are joined as a Defendant to this action by virtue of the following judgment: judgment number DJ-245931-2006 dated September 20, 2006 in the amount of $7,899.79 against Helen Williams, deceased and Ronald Williams. YOU, CHARLINE TIFT are joined as a Defendant to this action by virtue of the following judgment: judgment number J-014715-2019 dated February 2, 2019 in an amount that varies from date to date for child support against Sharniece N. Williams. YOU, GREENWOOD VILLAGE APARTMENTS are joined as a Defendant by virtue of the following judgment: judgment number DJ-083777-2020 dated August 14, 2020 in the amount of $4,619.64 against Kadijah Tift. If you are unable to obtain an attorney, you may communicate with the New Jersey State Bar Association by calling (732)249-5000. You may also contact the Lawyer Referral Services of the county of venue by calling (609) 585-6200. If you cannot afford an attorney, you may communicate with the Legal Services Office of the county of venue by calling (609) 695-6249. The nature of which and the reason that you and each of you are joined as defendants is set forth with particularity in the complaint (and any amendments thereto) a copy of which will be furnished you on request addressed to the attorneys of the Plaintiff at the above mentioned address. Dated: May 7, 2026 /s/ Michelle M. Smith, Esq. Michelle M. Smith, Esquire, Clerk Superior Court of New Jersey 5/12/26 THE TIMES $108.42