REFEREE'S NOTICE OF SALE IN FORECLOSURE STATE OF NEW YORK SUPREME COURT COUNTY OF CHEMUNG _________________________________________________ FIRST HERITAGE FEDERAL CREDIT UNION Plaintiff, -vs- Index No.: 2024-5513 ANGEL TULL A/K/A ANGEL L. TULL; CORNING CREDIT UNION; CITIBANK, NA; BANK OF AMERICA, NA; Defendants. _________________________________________________ PLEASE TAKE NOTICE THAT In pursuance of a Judgment of Foreclosure and Sale duly made and entered in the above entitled foreclosure action dated July 14, 2025 and entered in the office of the County Clerk of Chemung County, the Referee named in said judgment, will sell in one parcel at public auction on May 20, 2026 at Chemung County Courthouse, 224 Lake Street, Elmira, New York, front vestibule, County of Chemung, State of New York, at 11:00 o'clock A.M., the premises described in said judgment as follows: ALL THAT TRACT OR PARCEL OF LAND, with the buildings and improvements thereon erected, situate, lying and being in the City of Elmira, County of Chemung and State of New York, commonly known and described as 407 Davis Street, Elmira, New York 14901, Tax Account No.: 89.18-4-27. The premises are sold subject to the provisions of the filed judgment, any state of facts an accurate survey and inspection of the premises may disclose, to covenants, restrictions and easements, if any, to assessments or water charges not a lien upon the property, to violations, zoning regulations, and ordinances of the city, town or village in which said premises lie, to leases, tenancies and occupancies, and to other charges and liens with priority over plaintiff's mortgage. Allan G. Charlap, Esq., Referee Dated: April 1, 2026 Judgment Amount: $ 72,305.17 plus interest, fees, costs and advances John K. McAndrew, Esq. Woods Oviatt Gilman LLP Plaintiff's Attorney 1900 Bausch & Lomb Place Rochester, New York 14604 Tel: 585.987.2800 April 16, 23, 30, May 7 2026 LNYS0492082