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This notice is for a mortgage foreclosure action.
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Serve a copy of your answer to the plaintiff's attorney and file it with the court.
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Ensure your response is submitted within 20 days of service to avoid default judgment.
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SUMMONS Index No. EC2025-39704 STATE OF NEW YORK SUPREME COURT – COUNTY OF WASHINGTON BOKF, N.A., Plaintiff, -vs- THE HEIRS AT LARGE OF JAMES SCHMITT A/K/AJAMES E. SCHMITT, deceased, and all persons who are spouses, widows, grantees, mortgagees, lienors, heirs, devisees, distributees, successors in interest of such of them as may be dead, and their husbands and wives, heirs, devisees, distributees and successors of interest of all of whom and whose names and places are unknown to Plaintiff; THE HEIRS AT LARGE OF PENNY SCHMITT A/K/A PENNY A. SCHMITT, deceased, and all persons who are spouses, widows, grantees, mortgagees, lienors, heirs, devisees, distributees, successors in interest of such of them as may be dead, and their husbands and wives, heirs, devisees, distributees and successors of interest of all of whom and whose names and places are unknown to Plaintiff; KAYLA MURRAY A/K/A KAYLA WILSON; JAMES W. SCHMITT; SUNMARK CREDIT UNION (FORMERLY KNOWN AS SUNMARK FEDERAL CREDIT UNION); ALBANY MEDICAL CENTER HOSPITAL; UNITED STATES OF AMERICA; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; Defendants. Mortgaged Premises: 3 LIBERTY PLACE, HUDSON FALLS, NY 12839 TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on the plaintiff’s attorney within twenty (20) days of the service of this Summons, exclusive of the day of service, or within thirty (30) days after service of the same is complete where service is made in any manner other than by personal delivery within the State. The United States of America, if designated as a defendant in this action, may answer or appear within sixty (60) days of service hereof. Your failure to appear or answer will result in a judgment against you by default for the relief demanded in the Complaint. In the event that a deficiency balance remains from the sale proceeds, a judgment may be entered against you, unless the Defendant obtained a bankruptcy discharge and such other or further relief as may be just and equitable. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer to the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. WASHINGTON County is designated as the place of trial. The basis of venue is the location of the mortgaged premises. Dated: July 24, 2025 Mark K. Broyles, Esq. FEIN SUCH & CRANE, LLP Attorneys for Plaintiff Office and P.O. Address 28 East Main Street, Suite 1800 Rochester, New York 14614 Telephone No. (585) 232-7400 Section: 154.18 Block: 1 Lot: 27 NATURE AND OBJECT OF ACTION The object of the above action is to foreclose a mortgage held by the Plaintiff recorded in the County of WASHINGTON, State of New York as more particularly described in the Complaint herein. TO THE DEFENDANT, the plaintiff makes no personal claim against you in this action. To the above named defendants: The foregoing summons is served upon you by publication pursuant to an order of HON. VINCENT W. VERSACI Justice of the Supreme Court of the State of New York, dated APRIL 24, 2026 and filed along with the supporting papers in the WASHINGTON County Clerk’s Office. This is an action to foreclose a Mortgage. ALL THAT CERTAIN LOT OR PARCEL OF LAND, situated in the Village of Hudson Falls, Town of Kingsbury, Washington County, New York Mortgaged Premises: 3 LIBERTY PLACE, HUDSON FALLS, NY 12839 Tax Map/Parcel ID No.: Section: 154.18 Block: 1 Lot: 27 of the VILLAGE of HUDSON FALLS and TOWN of KINGSBURY, NY 12839 90010 PUB: MAY 7, 14, 21, 28, 2026 COL-NY-4367
