SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF OTSEGO Index No.: EF2026-156 SUMMONS Original Filed with Clerk on: 2/25/2026 Plaintiff Designates Otsego County as the Place of Trial The Basis of Venue is that the Subject Action is Situated in Otsego County Subject Property: 244 Chestnut Street Oneonta, NY 13820 NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING, Plaintiff(s), -against- DEBRA L. CHRISTIANCE F/K/A DEBRA L. CARR AS HEIR TO THE ESTATE OF JAMES A. CHRISTIANCE JR.; JENNIFER REGG AS HEIR TO THE ESTATE OF JAMES A. CHRISTIANCE JR. AND JAMES A. CHRISTIANCE JR.'S UNKNOWN HEIRS AT LAW, NEXT OF KIN, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS, TRUSTEES, DEVISEES, LEGATEES, ASSIGNEES, LIENORS, CREDITORS, AND SUCCESSORS IN INTERST AND GENERALLY ALL PERSONS HAVING OR CLAIMING UNDER, BY OR THROUGH SAID DEFENDANT WHO MAY BE DECEASED, BY PURCHASE, INHERITANCE, LIEN OR OTHERWISE, ANY RIGHT, TITLE OR INTEREST IN THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN; UNITED STATES OF AMERICA-INTERNAL REVENUE SERVICE; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, Defendant(s). TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a Notice of Appearance on the Plaintiffs Attorney(s) within 20 days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York); the United States of America may appear or answer within 60 day of service hereof; and in case of your failure to appear or answer, Judgment will be taken against you by default for the relief demanded in the Complaint. TO THE ABOVE NAMED DEFENDANTS: The foregoing Summons is served upon you by publication pursuant to an Order of the Hon. Brian D. Burns, a Justice of the Supreme Court, Otsego County, entered April 22, 2026 and filed with the complaint and other papers in the Otsego County Clerk's Office. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is to compel a determination of claims and to foreclose the right of redemption which Defendants may claim to certain real property in connection with the foreclosure of mortgage held by Plaintiff recorded in the County of Otsego on May 5, 2008 in Instrument No. 2008-00063432 covering premises known as 244 Chestnut Street, Oneonta, NY 13820. Dated: Uniondale, New York February 23, 2026 Respectfully submitted, PINCUS & TARAB, ATTORNEYS AT LAW, PLLC By: /s/ Linda P. Manfredl, Esq. Attorney for Plaintiff 425 RXR Plaza Uniondale, NY 11556 (516) 699-8902 TO:Debra L. Christiance A/K/A Debra L. Carr as Heir 1250 Russell Drive Ocoee, FL 34761 Jennifer Regg as Ileir 2 Club Avenue Oneonta, NY 13820 United States of America-Internal Revenue Service 86 Chambers Street New York, NY 10007 #102949