Legal Notice # 21932729 SUPREME COURT STATE OF NEW YORK COUNTY OF NASSAU CITIZENS BANK, N.A., SUMMONS WITH NOTICE Index No. 619169/2025 Plaintiff, -against- TIFFANY A. IVEY, individually, as Trustee for the Josie Kirton Irrevocable Trust, and as administrator of the Estate of Josie Dee Kirton, late of the Village of Westbury, Town of North Hempstead, County of Nassau, State of New York; DIANICIA VALENCIA and GUY L. KIRTON as possible heirs and distributees of the Estate of Josie Dee Kirton, late of the Village of Westbury, Town of North Hempstead, County of Nassau, State of New York; PEOPLE OF THE STATE OF NEW YORK; UNITED STATES OF AMERICA; ISLAND PROPERTY TAX REDUCTION SERVICE INC.; and John Doe Defendants. TO GUY L. KIRTON as possible heir and distributee of the Estate of Josie Dee Kirton, late of the Village of Westbury, Town of North Hempstead, County of Nassau, State of New York: YOU ARE HEREBY SUMMONED and required to serve upon plaintiff's attorneys an answer to the complaint in this action within twenty (20) days after the service of this summons, exclusive of the day of service, or within thirty (30) days after service is complete if the summons is not personally served upon you within the State of New York. The United States, if designated a defendant on this action, may appear or answer within sixty (60) days of service. In case of your failure to answer, judgment will be taken against you for the relief demanded in the complaint. The basis of the venue designated is that the mortgaged property is located in Nassau County. TO: GUY L. KIRTON as possible heir and distributee of the Estate of Josie Dee Kirton, late of the Village of Westbury, Town of North Hempstead, County of Nassau, State of New York: The foregoing summons is served upon you by publication pursuant to an Order of the Hon. Jeffrey A. Goodstein, Acting Justice of the Supreme Court of the State of New York, dated the 11th day of April, 2026, and filed with the complaint and other papers in the Office of the Clerk of Nassau County. This is an action for foreclosure of a mortgage made by Josie Dee Kirton (now deceased) to Citizens Bank, N.A., in the original amount of $440,000.00 with interest, dated July 23, 2020, recorded August 6, 2020 in the Nassau County Clerk's Office in Book M44434, page 222. The relief sought is the foreclosure of the mortgage lien and the public sale of the mortgaged premises and in case of your failure to appear, judgment may be taken against you extinguishing any interest or judgment lien you may have in the mortgaged premises. The premises indexed in this action are described and commonly known as 520 Queen Street, Village of Westbury, Town of North Hempstead, County of Nassau, State of New York 11590 (SBL#: 10-327-7). A copy of the full legal description can be obtained by contacting counsel below. Dated: April 17, 2026 COOPER ERVING & SAVAGE LLP Albany, New York Matthew E. Minniefield, Esq. Attorneys for Plaintiff 20 Corporate Woods Blvd., Suite 501 Albany, New York 12211 (518) 449-3900 mminniefield@coopererving.com