What happens at the foreclosure sale on June 4, 2026?

The referee will auction the property at 11:00 AM at the Broome County Courthouse to satisfy the court judgment.

How much is owed on the judgment?

The notice lists a judgment amount of $60,925.05 plus interest, costs, and expenses.

Who can get the property's legal description?

A complete legal description is available upon request from the plaintiff's attorneys, Cooper Erving & Savage, LLP.

Where and when is the sale taking place?

At Broome County Courthouse, 92 Court Street, Binghamton, New York, on June 4, 2026 at 11:00 AM.

Foreclosure — 5 Baker Road, Town of Chenango, New York (EFCA2023002458)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditorsDefendants

A court-ordered foreclosure sale will auction the property at 5 Baker Road, Chenango (Broome County) on June 4, 2026 to satisfy a $60,925.05 judgment plus interest, costs, and expenses. The sale is at the Broome County Courthouse at 11:00 AM.

Key Takeaways

Foreclosure sale scheduled June 4, 2026 at 11:00 AM
Property: 5 Baker Road, Town of Chenango (Broome County)
Judgment amount: $60,925.05 plus interest, costs, expenses
Sale location: Broome County Courthouse, 92 Court Street, Binghamton
Legal description available from plaintiff's attorney

Deadline · Sale Date

June 4, 2026

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Published: May 15, 2026 · 4 days ago
Category: Foreclosure
City: Chenango
Address: 5 Baker Road, Town of Chenango, New York
Case #: EFCA2023002458

Research context

4 foreclosure notices in Chenango (last 12 months)

Days until sale15 days

View full case dossier

All filings for #EFCA2023002458 with AI case analysis

If you don't respond

If no action is taken before the sale date, the property will be auctioned on June 4, 2026 to satisfy the judgment, potentially resulting in loss of ownership and rights to redeem.

What to do next

1
Contact plaintiff's attorney
Request the full legal description or payoff information from Cooper Erving & Savage, LLP at (518) 449-3900.
2
Consider asserting redemption or defense
If you are the property owner or a party in interest, consult an attorney before June 4, 2026 to explore redemption or legal options.
3
Prepare to bid or inspect property
If interested in purchasing, attend the auction on June 4, 2026 at 11:00 AM at 92 Court Street, Binghamton and perform due diligence beforehand.

Frequently asked questions

What happens at the foreclosure sale on June 4, 2026?: The referee will auction the property at 11:00 AM at the Broome County Courthouse to satisfy the court judgment.
How much is owed on the judgment?: The notice lists a judgment amount of $60,925.05 plus interest, costs, and expenses.
Who can get the property's legal description?: A complete legal description is available upon request from the plaintiff's attorneys, Cooper Erving & Savage, LLP.
Where and when is the sale taking place?: At Broome County Courthouse, 92 Court Street, Binghamton, New York, on June 4, 2026 at 11:00 AM.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Judgment of Foreclosure and Sale: A court order allowing the lender to sell the mortgaged property to repay the debt.
Referee: A person appointed by the court to conduct the foreclosure sale and report results.
Judgment amount: The total money sum the court has ordered the debtor to pay, subject to added interest and costs.

Full Notice Text

NOTICE OF SALE SUPREME COURT

STATE OF NEW YORK

COUNTY OF BROOME

CITIZENS BANK, N.A., Plaintiff,

-against-

CAROL L. HAMM;

VISION FEDERAL CREDIT UNION; SYNCHRONY BANK; and STEVEN HARTFORD, Defen- dants

INDEX NO.: EFCA2023002458 MORTGAGED

PROPERTY: 5

Baker Road, Town of Chenan- go, County of Broome, State of New York 13901

111.16-1-8

SBL #:

MORTGAGE

SERVICER: Citi-

zens Bank, N.A. d/b/a Citizens One Home Loans

MORTGAGE SERVICER PHONE #: 800-234-6002

In pursuance of a Judgment of Foreclosure and Sale duly made on March 31, 2026, and entered in the Broome County Clerk's Office on April 8, 2026, I, the undersigned, the referee, will now sell at public auction, at the Broome County Courthouse, 92 Court Street, Binghamton, New York 13901 on June 4, 2026, at 11:00 o'clock in the forenoon of that date, the premises directed by said judgment to be sold which are commonly known as 5 Baker Road, Town of Chenango, County of Broome, State of New York, Tax Map No.: 111.16-1-8. A complete legal description can be obtained upon request from plaintiff's attorney. Judgment

amount

$60,925.05, plus interest, costs and expenses.

Mark Charles Gugino, Esq. COOPER ERVING & SAVAGE, LLP

Attorneys for Plaintiff

20 Corporate Woods Blvd., Ste. 501

Albany, New York 12211

(518) 449-3900

Publication Dates LNYS0505007