When and where is the foreclosure sale?

The sale is on June 4, 2026 at 11:00 AM at Broome County Courthouse, 92 Court Street, Binghamton.

How much is owed under the judgment?

The notice lists a judgment amount of $60,925.05 plus interest, costs, and expenses.

Who can I contact for the legal description or details?

Contact plaintiff's attorneys Cooper Erving & Savage, LLP at (518) 449-3900 for the legal description and sale details.

What happens if the homeowner does nothing before the sale?

The property can be sold at auction on June 4, 2026 and the homeowner risks losing ownership.

Foreclosure — 5 Baker Road, Chenango, NY (EFCA2023002458)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersCreditorsProperty BuyersDefendants

This notice announces a court-ordered foreclosure sale of the property at 5 Baker Road, Chenango, NY. A public auction will be held June 4, 2026; the judgment amount is $60,925.05 plus interest, costs, and expenses.

Key Takeaways

Foreclosure sale scheduled June 4, 2026 at 11:00 AM
Property: 5 Baker Road, Town of Chenango, Broome County
Judgment amount: $60,925.05 plus interest and costs
Sale held at Broome County Courthouse, 92 Court Street, Binghamton
Legal description available from plaintiff's attorney

Deadline · Sale Date

June 4, 2026

Pro users tracking foreclosure like this were alerted the second it filed. Never miss a deadline

Published: May 8, 2026 · 1 week ago
Category: Foreclosure
City: Chenango
Address: 5 Baker Road, Chenango, NY
Case #: EFCA2023002458

Research context

4 foreclosure notices in Chenango (last 12 months)

Days until sale15 days

View full case dossier

All filings for #EFCA2023002458 with AI case analysis

If you don't respond

If no action is taken before the sale, the property will be sold at public auction on June 4, 2026 and the homeowner may lose ownership; the judgment debt and sale expenses will remain enforceable.

What to do next

1
Contact the plaintiff's attorney
Call Cooper Erving & Savage, LLP at (518) 449-3900 to request the full legal description and sale procedures.
2
Confirm auction details and bidding requirements
Verify deposit, payment terms, and bidder registration with the referee or plaintiff's attorney before June 4, 2026.
3
Explore loss-mitigation or redemption options
Homeowner or counsel should contact the mortgage servicer (Citizens Bank: 800-234-6002) or an attorney to discuss reinstatement or other options before the sale date.

Frequently asked questions

When and where is the foreclosure sale?: The sale is on June 4, 2026 at 11:00 AM at Broome County Courthouse, 92 Court Street, Binghamton.
How much is owed under the judgment?: The notice lists a judgment amount of $60,925.05 plus interest, costs, and expenses.
Who can I contact for the legal description or details?: Contact plaintiff's attorneys Cooper Erving & Savage, LLP at (518) 449-3900 for the legal description and sale details.
What happens if the homeowner does nothing before the sale?: The property can be sold at auction on June 4, 2026 and the homeowner risks losing ownership.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Judgment of Foreclosure and Sale: A court order permitting the sale of a property to satisfy a mortgage debt.
Referee: A person appointed by the court to conduct the foreclosure sale and report results.
Judgment amount: The principal sum the court has ordered to be paid, here $60,925.05.
Legal description: A precise, written description of the property's boundaries used for legal documents.

Full Notice Text

NOTICE OF SALE SUPREME COURT

STATE OF NEW YORK

COUNTY OF BROOME

CITIZENS BANK, N.A., Plaintiff,

-against-

CAROL L. HAMM;

VISION FEDERAL CREDIT UNION; SYNCHRONY BANK; and STEVEN HARTFORD, Defen- dants

INDEX NO.: EFCA2023002458 MORTGAGED

PROPERTY: 5

Baker Road, Town of Chenan- go, County of Broome, State of New York 13901

111.16-1-8

SBL #:

MORTGAGE

SERVICER: Citi-

zens Bank, N.A. d/b/a Citizens One Home Loans

MORTGAGE SERVICER PHONE #: 800-234-6002

In pursuance of a Judgment of Foreclosure and Sale duly made on March 31, 2026, and entered in the Broome County Clerk's Office on April 8, 2026, I, the undersigned, the referee, will now sell at public auction, at the Broome County Courthouse, 92 Court Street, Binghamton, New York 13901 on June 4, 2026, at 11:00 o'clock in the forenoon of that date, the premises directed by said judgment to be sold which are commonly known as 5 Baker Road, Town of Chenango, County of Broome, State of New York, Tax Map No.: 111.16-1-8. A complete legal description can be obtained upon request from plaintiff's attorney. Judgment

amount

$60,925.05, plus interest, costs and expenses.

Mark Charles Gugino, Esq. COOPER ERVING & SAVAGE, LLP

Attorneys for Plaintiff

20 Corporate Woods Blvd., Ste. 501

Albany, New York 12211

(518) 449-3900

Publication Dates LNYS0505007