What does service by publication mean in this foreclosure?

It means the court is notifying defendants via public notice because their whereabouts are unknown instead of personal service.

How much is claimed owed in this case?

The plaintiff claims an unpaid principal balance of $97,064.01 plus interest and fees.

What happens if I ignore this notice?

Ignoring it can lead to a default judgment and a foreclosure sale of the property.

Foreclosure — Defiance (26-CV-47368)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:DefendantsProperty BuyersCreditors

This is a foreclosure complaint filed March 2, 2026 in Defiance County seeking repayment of a mortgage debt of $97,064.01 plus interest and fees. Unknown defendants Robert L. Gessner and others are being served by publication and may lose the property if they do not respond.

Key Takeaways

Foreclosure complaint filed March 2, 2026
Unpaid principal claimed: $97,064.01
Interest 3.000% from August 1, 2025
Service by publication to Robert L. Gessner
Failure to respond may result in loss of property

Published: May 16, 2026 · 3 days ago
Category: Foreclosure
City: Defiance
Case #

26-CV-47368

Research context

2 foreclosure notices in Defiance (last 12 months)

View full case dossier

All filings for #26-CV-47368 with AI case analysis

If you don't respond

If Robert L. Gessner (or other unnamed defendants) does not respond to the complaint after service by publication, the court may enter a default judgment and allow foreclosure sale of the property (no specific response deadline appears in this excerpt).

What to do next

1
Locate the full notice for deadlines
Obtain the complete published notice or court docket to find the exact response deadline and service dates for Case No. 26-CV-47368.
2
Contact an attorney
Consult a foreclosure or real estate attorney in Defiance County immediately to discuss options and possible defenses.
3
Check county court records
Review the Defiance County Court of Common Pleas docket for this case number to see motions, timelines, and sale information.

Frequently asked questions

What does service by publication mean in this foreclosure?: It means the court is notifying defendants via public notice because their whereabouts are unknown instead of personal service.
How much is claimed owed in this case?: The plaintiff claims an unpaid principal balance of $97,064.01 plus interest and fees.
What happens if I ignore this notice?: Ignoring it can lead to a default judgment and a foreclosure sale of the property.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

service by publication: Notifying a defendant by publishing the notice in a newspaper when their address is unknown.
promissory note: A written promise to repay a loan under agreed terms.
default judgment: A court decision awarding relief to the plaintiff because the defendant failed to respond.

Full Notice Text

IN THE COURT OF COMMON PLEAS
DEFIANCE COUNTY, OHIO

SERVIS ONE, INC. DBA BSI                                       CASE NO. 26-CV-47368
FINANCIAL SERVICES
          Plaintiff                                                                  JUDGE JOSEPH N. SCHMENK                              
vs.

TANYA GESSNER, et al.                                               LEGAL NOTICE FOR SERVICE BY                               
          Defendants                                                             PUBLICATION

To: Robert L. Gessner and Unknown Spouse of Robert L. Gessner, if any, Name Unknown, you will take notice that on March 2, 2026, Plaintiff, filed a Complaint for foreclosure in the Defiance County Court of Common Pleas, being Case No. 26-CV-47368, alleging that there is due to the Plaintiff the sum of the unpaid principal balance of $97,064.01, plus interest at 3.000% from August 1, 2025, plus late charges and fees applicable to the terms of a Promissory Note sec

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