NOTICE OF CHANGE IN CONTROL OF A SAVINGS AND LOAN HOLDING COMPANYMr. Lance F. Osborne, individually and as part of a group acting in concert with Osborne Capital Corp.; Osborne Capital Partners II, LLC; Lance F. Osborne, as trustee of the Osborne Capital Corp. 401K Plan; Lance F. Osborne, as trustee of Osborne Capital Group Pension; and Brian Osborne, as trustee of the L.F. Osborne Irrevocable Family Trust, each of Mentor, Ohio, have applied to the Federal Reserve Board for permission to acquire up to 20% of the common stock and thereby control of First Niles Financial, Inc., Niles, Ohio. First Niles Financial, Inc. controls Home Federal Savings & Loan Association , Niles, Ohio . The Federal Reserve considers a number of factors in deciding whether to approve the notice.You are invited to submit comments in writing on this notice to the Federal Reserve Bank of Cleveland, 1455 East Sixth Street, Cleveland, OH 44114, or via e-mail: comments.applications@clev.frb.org . The comment period will not end before June 8, 2026 and may be somewhat longer. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262.25. To obtain a copy of the Federal Reserve Board's procedures, or if you need more information about how to submit your comments on the notice, contact Richard Ryan Schilling, Banking Supervisor, at (513) 455-4406. The Federal Reserve will consider your comments and any request for a public meeting or formal hearing on the notice if they are received in writing by the Reserve Bank on or before the last day of the comment period.#139-1T-May 19, 2026-#1234